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Best business account of 2026
Thomas Vles
12 Jan 2026
6 minute read
Choosing the best business account of 2026 is a challenging task for many entrepreneurs. The offerings are extensive and the differences between traditional banks, digital players, and modern payment platforms are substantial.
When you have your own business, you want a business account for a limited liability company or a business account for a general partnership that fits your way of doing business. In this overview, I will help you make the right choice by comparing and explaining the most popular business accounts in the Netherlands.
What should you consider when choosing the best business account?
Which business account is best for you depends on several factors. By determining in advance what you find important, you can avoid surprises and choose a solution that truly supports your daily work.
Cost structure: don’t just look at fixed monthly costs, but also at costs per transaction, any additional fees for supplementary services, and the sustainability of the account.
Speed of opening: a short registration time and quick KYC and KYB processing will allow you to start your business quickly.
Ease of use: a clear app and logical platform save time when managing your payments and administration.
Flexibility: additional IBANs or multiple accounts can be useful for separating cash flows.
Collaboration: think about easy access for your accountant or team members.
Growth and future: choose a business account that grows with your company and continues to add new features.
These are the top 10 best business accounts
What is the best business account 2026?
By comparing business accounts on costs, ease of use, and flexibility, you can quickly see which solution best fits your business. Digital alternatives often offer speed and lower fixed costs, while traditional banks mainly focus on a wide range of services.
| Extra IBANs | Free KYC/KYB | Registration | KYC/KYB | Monthly Costs | SEPA Costs |
GoDutch | Unlimited | ✔ | 3 min | 3 hours | €0 | €0.12 |
Rabobank | Paid | ✖ | 10 min | Days–weeks | €9.95 | €0.12–0.15 |
ING | Paid | ✖ | 30–60 min | 1–2 weeks | €9.90 | €0.13 |
ABN AMRO | Max. 3 | ✖ | 10 min | 3–7 days | from €9.90 | €0.12–0.15 |
Knab | Max. 5 | ✔ | 5–10 min | ± 5 days | €11 | €0–0.10 |
bunq | Up to 25 | ✔ | 5 min | < 24 hours | from €7.99 | €0.13 |
Revolut | Many | ✔ | 10 min | < 24 hours | €10 | €0.20 |
ASN Bank | None | ✖ | 15 min | ± 2 weeks | €10.70 | €0.15 |
RegioBank | None | ✖ | 15 min | 3–7 days | €10.70 | Free / paid |
N26 | Max. 10 | ✔ | 8 min | Hours | €0 | €0 |
Open your business account with GoDutch now
Are you looking for the best business account of 2026 that is truly tailored to how you run your business? With GoDutch, you can choose one or multiple business payment accounts where you can manage your finances, administration, and collaboration centrally in one clear platform.
Opening an account is fully digital and can be arranged within minutes. After your application, the KYC and KYB processes begin, and you will typically receive your IBAN and payment card within a few hours.
