Best business account of 2026
Thomas Vles
12 Jan 2026
6 minute read
Choosing the best business account of 2026 is a challenging task for many entrepreneurs. The offerings are extensive and the differences between traditional banks, digital players, and modern payment platforms are substantial.
When you have your own business, you want a business account for a limited liability company or a business account for a general partnership that fits your way of doing business. In this overview, I will help you make the right choice by comparing and explaining the most popular business accounts in the Netherlands.
What should you consider when choosing the best business account?
Which business account is best for you depends on several factors. By determining in advance what you find important, you can avoid surprises and choose a solution that truly supports your daily work.
Cost structure: don’t just look at fixed monthly costs, but also at costs per transaction, any additional fees for supplementary services, and the sustainability of the account.
Speed of opening: a short registration time and quick KYC and KYB processing will allow you to start your business quickly.
Ease of use: a clear app and logical platform save time when managing your payments and administration.
Flexibility: additional IBANs or multiple accounts can be useful for separating cash flows.
Collaboration: think about easy access for your accountant or team members.
Growth and future: choose a business account that grows with your company and continues to add new features.
These are the top 10 best business accounts
To help you make a good choice, you will find below an overview of the ten most commonly chosen business accounts in the Netherlands in 2026. For each provider, you can read what makes them suitable for entrepreneurs and what costs to expect.
GoDutch Business Account
GoDutch is an innovative all-in-one platform for entrepreneurs who want to organise their finances more smartly. Through the GoDutch app, you manage payments, administration, and collaboration with your team from one overview. The focus is on speed, automation, and transparency, without fixed monthly costs. GoDutch is thus a modern alternative for entrepreneurs looking for a modern business account and who do not require cumbersome processes and long waiting times.
Costs
Fixed monthly costs: €0
Cost per SEPA payment: €0.12
N26 Business Account
N26 is a fully digital provider that is particularly popular among freelancers and small entrepreneurs. The N26 business account can be opened quickly and is easy to use. N26 focuses on entrepreneurs looking for a basic solution without fixed costs and with a clear mobile app.
Costs
Fixed monthly costs: €0
Cost per SEPA payment: €0
Bunq Business Account
BUNQ is known for its flexibility and extensive options for managing multiple accounts. This Bunq business account is particularly suitable for entrepreneurs who want to separate different cash flows or manage multiple projects simultaneously. The app offers many settings and automations.
Costs
Fixed monthly costs: from €7.99
Cost per SEPA payment: €0.13
Revolut Business Account
Revolut is an international player focused on entrepreneurs who do a lot of business internationally. The Revolut business account offers extensive options for payments in multiple currencies and is attractive for businesses with foreign customers or suppliers.
Costs
Fixed monthly costs: €10
Cost per SEPA payment: €0.20
Rabobank Business Account
Rabobank is a traditional choice for entrepreneurs who value a comprehensive service package and a large network. The Rabo business account is suitable for various legal forms and sectors, but opening and managing it often takes more time than with digital alternatives.
Costs
Fixed monthly costs: €9.95
Cost per SEPA payment: €0.12 to €0.15
Knab Business Account
KNAB specifically targets entrepreneurs and freelancers who want clarity in their financial administration. The business accounts from Knab align well with accounting processes and are particularly suitable for entrepreneurs who want to organise their finances tightly.
Costs
Fixed monthly costs: €11
First 500 SEPA payments per year free, then €0.10
ASN Business Account
ASN appeals to entrepreneurs who consider sustainability and social impact important. The ASN business account is less focused on speed and flexibility, but fits entrepreneurs who want to operate consciously.
Costs
Fixed monthly costs: €10.70
Cost per SEPA payment: €0.15
RegioBank Business Account
RegioBank combines a traditional approach with personal service via local advisors. This RegioBank business account is particularly suitable for entrepreneurs who value personal contact and care less about digital innovations.
Costs
Fixed monthly costs: €10.70
ING Business Account
ING is a popular choice for entrepreneurs who prefer to keep their personal and business finances with one provider. The ING business account offers a stable online environment, but opening and changing settings can take relatively much time.
Costs
Fixed monthly costs: €9.90
Cost per SEPA payment: €0.13
ABN AMRO Business Account
ABN AMRO offers a wide range of services for entrepreneurs in various sectors. The ABN AMRO business accounts are suitable for growing companies, but come with fixed costs and limitations in flexibility compared to modern alternatives.
Costs
Fixed monthly costs: from €9.90
Cost per SEPA payment: €0.12 to €0.15
What is the best business account 2026?
By comparing business accounts on costs, ease of use, and flexibility, you can quickly see which solution best fits your business. Digital alternatives often offer speed and lower fixed costs, while traditional banks mainly focus on a wide range of services.
| Extra IBANs | Free KYC/KYB | Registration | KYC/KYB | Monthly Costs | SEPA Costs |
GoDutch | Unlimited | ✔ | 3 min | 3 hours | €0 | €0.12 |
Rabobank | Paid | ✖ | 10 min | Days–weeks | €9.95 | €0.12–0.15 |
ING | Paid | ✖ | 30–60 min | 1–2 weeks | €9.90 | €0.13 |
ABN AMRO | Max. 3 | ✖ | 10 min | 3–7 days | from €9.90 | €0.12–0.15 |
Knab | Max. 5 | ✔ | 5–10 min | ± 5 days | €11 | €0–0.10 |
bunq | Up to 25 | ✔ | 5 min | < 24 hours | from €7.99 | €0.13 |
Revolut | Many | ✔ | 10 min | < 24 hours | €10 | €0.20 |
ASN Bank | None | ✖ | 15 min | ± 2 weeks | €10.70 | €0.15 |
RegioBank | None | ✖ | 15 min | 3–7 days | €10.70 | Free / paid |
N26 | Max. 10 | ✔ | 8 min | Hours | €0 | €0 |
Open your business account with GoDutch now
Are you looking for the best business account of 2026 that is truly tailored to how you run your business? With GoDutch, you can choose one or multiple business payment accounts where you can manage your finances, administration, and collaboration centrally in one clear platform.
Opening an account is fully digital and can be arranged within minutes. After your application, the KYC and KYB processes begin, and you will typically receive your IBAN and payment card within a few hours.
