In 2023, major banks worldwide reported record-breaking profits, with the three largest banks in the Netherlands, Rabobank, ING, and ABN AMRO, earning a staggering €18 billion. These profits, driven by fees and interest on customer deposits, primarily benefit shareholders, leaving both customers and the planet behind. Despite society’s shift towards sustainable living, driving electric cars and using paper straws, traditional banks continue to finance industries that harm the environment and our communities. They offer little value for money and remain neither climate-focused nor customer-centered.
Most customers are unaware of the true costs of banking. Freelancers might think they’re only paying €10 a month, and businesses may assume it’s €20. In reality, the average freelancer pays around €60, and companies often pay hundreds each month. Banks are making far more from their customers than is visible. If customers knew the true cost, they would expect better service!
At GoDutch, we believe in transparency. We disclose exactly how we make money, how much we make, and we share those earnings with our users. We go further by offsetting our users’ carbon footprints, contributing to climate-positive initiatives like regreening the savannas in Kenya. With GoDutch, your account doesn’t just serve your financial needs, it also helps protect the planet.
Our philosophy is rooted in the idea that businesses should be forces for good, positively impacting the environment, the communities they serve, and the world at large. At GoDutch, we’re on a mission to redefine finance, ensuring that every transaction contributes to fairness, giving back, and building a better future for both people and the planet.
Your account should do more than just holding your money, it should actively serve you, your community, and the planet. That’s why we’re committed to offering the best account through a combination of exceptional service, full transparency, and a positive impact on society, the environment and our users.
Our vision is to become a fully transparent financial institution that creates a positive impact on both the environment and communities, setting a new global standard for fair and sustainable banking. We’re not just aiming to redefine banking, we’re leading the way toward a future where banking benefits everyone.
Transparency
We commit to open and honest communication about the our operations, earnings, and decision-making processes. This ensures that customers and employees alike are informed and trust our integrity.
Equity
We create fairness in the distribution of earnings, ensuring that all stakeholders receive their fair share. This supports the vision of establishing a new financial balance between the customer and the provider.
Community
We foster a sense of belonging and mutual care among customers, employees and stakeholders. We recognize that our success is deeply interconnected with the wellbeing of its community.
Empathy
We approach relations and interactions with with empathy, understanding, and genuine care, including but not limited stellar support for our customers.
Innovation
We continuously seek innovative solutions to improve financial services and products. We strive to improve both our company and the ecosystem with creative technological and regulatory advancements.
Impact
We prioritize long-term financial health and climate and social impact over short-term gains. This includes in-app donations, investing in sustainable funds, and ensuring the all our practices to contribute positively to the environment and society.
Collaboration
We encourage collaboration both internally and with external partners, stakeholders, and the community. Recognizing that achieving our vision of a transformed financial world requires collective effort and cooperation.