Fair pricing
Take a free account or choose a plan that matches your needs. You can always change your plan.
Free
For starters
€0
/month
Free Dutch IBAN
Free Dutch IBAN
Free Dutch IBAN
Free virtual Mastercard
Free virtual Mastercard
Free virtual Mastercard
24/7 support
24/7 support
24/7 support
10% of our income
returned to you
0.2% uncapped cashback
Tulip
Most popular
For small companies
€12
/month
Everything from Free +
Card of recycled plastic
Card of recycled plastic
Card of recycled plastic
5 virtual IBANs
Access bookkeeper or
financial partner
Cash from ATMs
Cash from ATMs
Cash from ATMs
30% of our income
returned to you
0.5% uncapped cashback
0.5% uncapped cashback
0.5% uncapped cashback
Bicycle
For SME with a team
€29
/month
Everything from Tulip +
Add up to 10 users
Add up to 10 users
Add up to 10 users
10 virtual cards
5 physical cards
Unlimited virtual IBANs
Upload bulk transactions
Upload bulk transactions
Upload bulk transactions
Priority support
Priority support
Priority support
50% of our income
returned to you
0.8% uncapped cashback
0.8% uncapped cashback
0.8% uncapped cashback
Windmill
For larger businesses
€49
/month
Everything from Bicycle +
Add up to 50 users
Add up to 50 users
Add up to 50 users
50 virtual cards
5 physical cards
5 physical cards
5 physical cards
API access for transaction
loading and payments
B2B direct debit initiation
B2B direct debit initiation
B2B direct debit initiation
Personal account manager
Personal account manager
Personal account manager
70% of our income
returned to you
1.1% uncapped cashback
1.1% uncapped cashback
1.1% uncapped cashback
Free
€0
/month
Manage finances for free and earn 10% of all revenue back.
Free account
Tulip
€12
/month
More features and earn 30% of all revenue back.
Pluck Tulip
Bicycle
€29
/month
Invite your team and earn 50% of all revenue back.
Ride Bicycle
Windmill
€49
/month
Everything for businesses and 70% of all revenue back.
Enter Windmill
Accounts
Local Dutch IBAN
KYC/KYB/AML free of charge
Processing time KYC/KYB
3 hours
3 hours
3 hours
3 hours
Extra virtual IBANs
0
5
Unlimited
Unlimited
Unlimited
Unlimited
Transfer money
SEPA instant, per transaction*
€0.12
€0.12
€0.12
€0.12
SEPA credit, per transaction*
€0.12
€0.12
€0.12
€0.12
Schedule payments
Recurring payments
SurePay / active fraud prevention
Address book / beneficiary management
Outgoing direct debits
Bulk transfers / upload payment files
Cards
Free virtual cards
1
1
10
50
Free physical cards
0
1
5
10
Single use virtual cards (SUVC)
Coverage for payments in The Netherlands
100%
100%
100%
100%
Worldwide payments via Mastercard network
Cash withdrawal at ATMs
Collaborating
Team cards for expenses or travel
0
0
10
50
Team app access
0
0
10
50
Full additional users
0
0
5
10
Accountant, bookkeeper or controller access
0
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Payments
Initiate direct debits (B2B)
Payment links and QR-codes
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Expected Q2-2025
Receive online payments
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Receive payments on phone (tap-to-pay)
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Expected Q3-2025
Lending
Invoice financing
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Business loans
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Credit lines
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
Expected Q4-2025
International
Exchange currencies against mid-market rates
At cost
At cost
At cost
At cost
At cost
At cost
At cost
At cost
Countries available
150+
150+
150+
150+
Currencies available
20+
20+
20+
20+
Costs shown before you send money
SWIFT payments outgoing
SWIFT payments incoming
ACH transfers
Fedwire transfers
Human support
24/7 emergency phone support
Chat support
Priority
Priority
Priority
Priority
Email support
Priority
Priority
Priority
Priority
Phone support
Priority
Priority
Priority
Priority
Personal account manager
Advanced features
Transaction data loading (Open Banking / PSD2)
Custom API access for transaction loading
Custom API access for transfers
All prices are listed excluding VAT. The subscriptions are subject to a 0% VAT rate.
Costs marked with an * are charged by our core banking services provider, Swan, in accordance with Swan’s terms and conditions.
In case of discrepancies, the PDF price list at the bottom of the page is definitive.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.