Fair pricing
Take a free account or choose a plan that matches your needs. You can always change your plan.
Free
Payments account and card without fixed fees
€0
/month
Free Dutch IBAN
Free Dutch IBAN
Free Dutch IBAN
Free virtual Mastercard
Free virtual Mastercard
Free virtual Mastercard
24/7 support
24/7 support
24/7 support
Cheap international
transfers
No hidden costs for KYC
or AML measures
Starter
Unlimited cashback and accounting features
€12
/month
Everything from Free +
Card of recycled plastic
Card of recycled plastic
Card of recycled plastic
5 virtual IBANs
Access bookkeeper or
financial partner
ATM cash withdrawals
ATM cash withdrawals
ATM cash withdrawals
10% of our income
returned to you
0.1% uncapped cashback
0.1% uncapped cashback
0.1% uncapped cashback
Pro
Most popular
Payment cards for your team and more features
€29
/month
Everything from Starter +
Add up to 10 users
Add up to 10 users
Add up to 10 users
10 virtual cards
5 physical cards
Unlimited virtual IBANs
Upload bulk transactions
Upload bulk transactions
Upload bulk transactions
Priority support
Priority support
Priority support
20% of our income
returned to you
0.4% uncapped cashback
0.4% uncapped cashback
0.4% uncapped cashback
Unlimited
Maximal cashback and cards for the entire team
€49
/month
Everything from Pro +
Add unlimited users
Add unlimited users
Add unlimited users
Unlimited physical cards
Unlimited physical cards
Unlimited physical cards
Unlimited virtual cards
API access for transaction
loading and payments
B2B direct debit initiation
B2B direct debit initiation
B2B direct debit initiation
Personal account manager
Personal account manager
Personal account manager
40% of our income
returned to you
1.0% uncapped cashback
1.0% uncapped cashback
1.0% uncapped cashback
Free
€0
/month
All your financial needs covered with no fixed costs
Starter
€12
/month
Everything you need to run your organization
Pro
€29
/month
Provide expense and travel cards to your team and partners
Unlimited
€49
/month
Maximize your benefits with uncapped cashback
Accounts
Revenue sharing
10%
20%
40%
Cashback (uncapped)
0.1%
0.4%
1.0%
Accounts
Local Dutch IBAN
KYC/KYB/AML free of charge
Processing time KYC/KYB
3 hours
3 hours
3 hours
3 hours
Extra virtual IBANs
0
5
unlimited
unlimited
unlimited
unlimited
Cards
Free virtual cards
1
1
10
unlimited
unlimited
Free physical cards
0
1
5
unlimited
unlimited
Single use virtual cards (SUVC)
Coverage for payments in The Netherlands
100%
100%
100%
100%
Worldwide payments via Mastercard network
Cash withdrawal at ATMs
Transfer money
SEPA instant, per transaction*
€0.12
€0.12
€0.12
€0.12
SEPA credit, per transaction*
€0.12
€0.12
€0.12
€0.12
Schedule payments
Recurring payments
SurePay / active fraud prevention
Address book / beneficiary management
Outgoing direct debits
Bulk transfers / upload payment files
Team & collaborating
Team cards for expenses or travel
0
0
10
unlimited
unlimited
Team app access
0
0
10
unlimited
unlimited
Full additional users
0
1
5
unlimited
unlimited
Accountant, bookkeeper or controller access
0
1
1
5
5
unlimited
unlimited
Payments
Load transactions (Open Banking via PSD2)
Direct integration accounting software
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
Invoicing
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
Expense management
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
from May 1, 2025
Payments
Initiate direct debits (B2B)
Payment links and QR-codes
expected Q2-2025
expected Q2-2025
expected Q2-2025
expected Q2-2025
expected Q2-2025
expected Q2-2025
expected Q2-2025
expected Q2-2025
Receive online payments
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
Receive payments on phone (tap-to-pay)
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
expected Q3-2025
Lending
Invoice financing
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
Business loans
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
Credit lines
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
expected Q4-2025
International
Exchange currencies against mid-market rates
at cost
at cost
at cost
at cost
at cost
at cost
at cost
at cost
Countries available
150+
150+
150+
150+
Currencies available
20+
20+
20+
20+
Costs shown before you send money
SWIFT payments outgoing
SWIFT payments incoming
ACH transfers
Fedwire transfers
Human support
24/7 emergency phone support
Chat support
priority
priority
priority
priority
Email support
priority
priority
priority
priority
Phone support
priority
priority
priority
priority
Personal account manager
Advanced features
Transaction data loading (Open Banking / PSD2)
Custom API access for transaction loading
Custom API access for transfers
Accepted company types
Besloten Vennootschap (BV)
Freelancer
Foundation (ANBI)
Foundation
Homeowner's Association
Association
Cooperative
Naamloze Vennootschap (NV)
All prices are listed excluding VAT. The subscriptions are subject to a 0% VAT rate.
Costs marked with an * are charged by our core banking services provider, Swan, in accordance with Swan’s terms and conditions.
In case of discrepancies, the PDF price list at the bottom of the page is definitive.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.
GoDutch partners with Swan for payment services. Your funds are securely managed by Swan and held by BNP Paribas. Swan, an Electronic Money Institution based in France, is fully supervised and regulated by ACPR/Banque de France. It is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562.