Manage & pay
Pay and manage with your business account
Everything you need to pay, manage expenses and keep track of things, without any hassle.
Physical & virtual Mastercards with your business account
With our Mastercards, you can pay safely all over the world and receive cashback on every purchase. Use them yourself or give extra cards to your team.
Send money with instant transfers
Send money from your business account with SEPA Instant. Your payment is in the right place straight away. No waiting, no worries.
Receive cashback on your expenses
Automatically receive cashback on selected business expenses. This way, you get more out of your payments without any extra effort.
Always available, always real people
We're here for you 24/7. Whether you have a question about your business account or need help opening one, real people are on hand to help you.
Safety
Your money, always safe and protected.
Up to €100,000 covered
Your money is held safely in a segregated account and is covered by the deposit guarantee scheme (DGS). You always have access to your funds.
Multi-layer authentication
Your data is secured through multiple layers of protection. Two-factor authentication is enabled by default for added safety.
Fully regulated
GoDutch complies with all relevant laws and regulations and applies the strictest safety standards worldwide. Safety and trust come first.
How to open a business account
Sign up in 3 minutes
Enter your details and scan your passport or driving licence. That's all you need to get started.
IBAN and card within 1 day
You will receive your IBAN and debit card within 1 day. Ready to use straight away, with no extra steps.
Get started straight away
You can make payments, receive payments and automate your administration from one app.
More than just a business current account
The GoDutch business account helps you not only with payments, but also with insight, control and integrations that make your administration simpler.
Manage your expenses
See at a glance where your money is going. Categorise expenses, upload receipts and keep on top of your cash flow.
Links with your accounting software
Easily connect GoDutch to your accounting software.
Transactions and expenses are automatically synced.
FAQ
Frequently asked questions about the business account
Whether you want to know what a business account costs, how quickly you can get started, or which business account you need for your legal entity type(s): you’ll find the answers here.
Can I open a business account for multiple entities?
Yes, you can open a business account for multiple companies with GoDutch. In the app, you can easily switch between your different accounts without logging in again, so you always keep an overview of all your entities from one place. This is ideal for entrepreneurs with multiple private limited companies, a holding structure or different trading activities.
Is a business account legally required?
A business account is not legally required for freelancers, sole proprietors or general partnerships, but it is strongly recommended for clarity and a professional appearance. For legal structures such as a private limited company (BV) or public limited company (NV), a business account is mandatory. Homeowners' associations are also legally required to have a separate account for the reserve fund. In addition, some financial institutions require you to use a business account for business transactions.
What are the transaction fees of a business account?
The transaction costs of a business account at GoDutch are the same for every package and always transparent:
SEPA transfer: €0.12 per transaction.
SEPA instant transfer: €0.12 per transaction.
Card payment in the Netherlands and the eurozone: no extra costs.
Card payment outside the eurozone: 2% surcharge.
Cash withdrawal within the SEPA area: €1 per withdrawal.
Cash withdrawal outside the SEPA area: 2% per withdrawal.
No hidden costs or fine print. You always see in advance what a transaction costs, so you are never faced with surprises.
When can I open a business account?
Once your business is registered with the Chamber of Commerce (KvK), you can open a business account. You need a valid KvK number and in some cases also a VAT number. For legal structures such as a private limited company (BV), registration via the notary is also required before you can apply for a business account. At GoDutch, you can start the application to open a business account in 3 minutes and be operational within 1 day.
What do I need to open a business account?
To open a business account with GoDutch, you need the following:
A registration with the Chamber of Commerce (KvK number).
A valid passport or driving licence for identification.
In some cases, a VAT number.
For a BV or NV: registration via the notary.
That's all. No piles of paperwork, no business plans, no bank visits. You submit everything digitally during the online application and we guide you step by step. Within 3 minutes your application is complete and within 1 day you are up and running.
Can I open a business account without a Chamber of Commerce number?
No, you cannot open a business account with GoDutch without a Chamber of Commerce number. This Chamber of Commerce number is needed to verify your business and ensure that your details match the registration with the Chamber of Commerce. Have you completed your Chamber of Commerce registration? Then you can start your application with GoDutch in 3 minutes to open a business account and be operational within 1 day.
How do I set money aside for VAT and taxes?
With GoDutch's business account, you can easily set money aside for VAT and taxes via automatic pots. Here's how it works:
Create pots for VAT, income tax or other reserves.
Incoming amounts are automatically split and set aside.
You always see what you can really spend, separate from your reserves.
Real-time alerts keep you informed about important transactions or threshold amounts.
Every business owner knows the feeling: has enough been set aside for VAT? What if a large expense suddenly comes up? That uncertainty causes stress, often at times when you need peace of mind to run your business. With GoDutch's pots, that is a thing of the past.
Can I collaborate with my team and accountant in GoDutch?
Yes, you can easily work together with your team and bookkeeper in GoDutch. You manage the roles and permissions of every user yourself. How many users you can add depends on your plan:
Free: the owner only.
Starter: 1 extra user and 1 bookkeeper access.
Pro: up to 10 team members and unlimited bookkeeper access.
Max: unlimited everything.
Give your bookkeeper real-time insight without full access. Add team members for specific payment cards or pots only. Board changing? Then you update it online straight away, without forms or a branch visit.
At traditional banks, adding someone often takes extensive authorisations, paper forms or even a branch visit. That leads to frustration, delays and security risks. At GoDutch you stay in control and everyone works along securely.
A business account for every legal form
Choose the account that suits your type of business. Each option includes the features most relevant to your business structure.
Freelancer Account
For sole traders and freelancers
SME account
For growing businesses with a team
BV account
For private limited companies
VOF account
For general partnerships
Holding account
For multiple operating companies
Foundation account
For foundations
Association account
For associations
Startup account
For start-up entrepreneurs
