SME Account

Business account for SMEs, arranged in 1 day

An SME account with GoDutch is a business account for entrepreneurs with a team: a Dutch IBAN in your company's name, cards with individual limits per team member, and receipts that are automatically added to your accounting records. You can apply in 3 minutes and have your IBAN within 1 day.

  • Open in 3 minutes, corporate IBAN within 1 day

  • Cards and receipts for your entire team, automatically in your accounting

  • Free starter package with no fixed monthly costs

SME Account

More than 27,500 customers are already managing their finances smarter with GoDutch.

SME Account

Business account for SMEs, arranged in 1 day

An SME account with GoDutch is a business account for entrepreneurs with a team: a Dutch IBAN in your company's name, cards with individual limits per team member, and receipts that are automatically added to your accounting records. You can apply in 3 minutes and have your IBAN within 1 day.

  • Open in 3 minutes, corporate IBAN within 1 day
  • Cards and receipts for your entire team, automatically in your accounting
  • Free starter package with no fixed monthly costs
SME Account

More than 27,500 customers are already managing their finances smarter with GoDutch.

SME Account

Business account for SMEs, arranged in 1 day

An SME account with GoDutch is a business account for entrepreneurs with a team: a Dutch IBAN in your company's name, cards with individual limits per team member, and receipts that are automatically added to your accounting records. You can apply in 3 minutes and have your IBAN within 1 day.

  • Open in 3 minutes, corporate IBAN within 1 day

  • Cards and receipts for your entire team, automatically in your accounting

  • Free starter package with no fixed monthly costs

SME Account

More than 27,500 customers are already managing their finances smarter with GoDutch.

How much does an SME business account cost?

An SME business account costs nothing with GoDutch using the free starter plan. If you need more users, cards, or automation for your team, simply choose a plan that suits your needs.

View all prices

Free

€0

/month

To get started quickly and for free

Open account

Included

1 virtual Mastercard: for small expenses

Pay worldwide and get paid

No setup or monthly fees

Starter

€12

/month

For SMEs that want to save time and money

Open account

Everything in Free, plus

Add your bookkeeper or 1 team member

Automated invoice payments: fixed costs and suppliers

Accounting integration: Exact, Twinfield or Moneybird

Pro

Most chosen

€29

/month

Control and rewards for growing SMEs

Open account

Everything in Starter, plus

Up to 10 team members with spend control: limits per employee

10 physical + 10 virtual cards: a card per team member or department

10 virtual IBANs: pots per project or cost centre

0.5% cashback on card spending

25 automated invoice payments per month

Max

€49

/month

For fast-growing SMEs and finance teams

Open account

Everything in Pro, plus

Collect international invoices automatically from clients

Earn on your balance: on working capital and reserves

Unlimited team members, IBANs and invoice payments

1.0% cashback on card spending

Personal account manager

How much does an SME business account cost?

An SME business account costs nothing with GoDutch using the free starter plan. If you need more users, cards, or automation for your team, simply choose a plan that suits your needs.

View all prices

Free

€0

/month

To get started quickly and for free

Open account

Included

1 virtual Mastercard: for small expenses

Pay worldwide and get paid

No setup or monthly fees

Starter

€12

/month

For SMEs that want to save time and money

Open account

Everything in Free, plus

Add your bookkeeper or 1 team member

Automated invoice payments: fixed costs and suppliers

Accounting integration: Exact, Twinfield or Moneybird

Pro

Most chosen

€29

/month

Control and rewards for growing SMEs

Open account

Everything in Starter, plus

Up to 10 team members with spend control: limits per employee

10 physical + 10 virtual cards: a card per team member or department

10 virtual IBANs: pots per project or cost centre

0.5% cashback on card spending

25 automated invoice payments per month

Max

€49

/month

For fast-growing SMEs and finance teams

Open account

Everything in Pro, plus

Collect international invoices automatically from clients

Earn on your balance: on working capital and reserves

Unlimited team members, IBANs and invoice payments

1.0% cashback on card spending

Personal account manager

How much does an SME business account cost?

An SME business account costs nothing with GoDutch using the free starter plan. If you need more users, cards, or automation for your team, simply choose a plan that suits your needs.

View all prices

Free

€0

/month

To get started quickly and for free

Open account

Included

1 virtual Mastercard: for small expenses

Pay worldwide and get paid

No setup or monthly fees

Starter

€12

/month

For SMEs that want to save time and money

Open account

Everything in Free, plus

Add your bookkeeper or 1 team member

Automated invoice payments: fixed costs and suppliers

Accounting integration: Exact, Twinfield or Moneybird

Pro

Most chosen

€29

/month

Control and rewards for growing SMEs

Open account

Everything in Starter, plus

Up to 10 team members with spend control: limits per employee

10 physical + 10 virtual cards: a card per team member or department

10 virtual IBANs: pots per project or cost centre

0.5% cashback on card spending

25 automated invoice payments per month

Max

€49

/month

For fast-growing SMEs and finance teams

Open account

Everything in Pro, plus

Collect international invoices automatically from clients

Earn on your balance: on working capital and reserves

Unlimited team members, IBANs and invoice payments

1.0% cashback on card spending

Personal account manager

Especially for SMEs

How does GoDutch benefit you as an SME with a team?

SME account with cashback

At GoDutch, we share our revenue with you. Get up to 1% back on spending on your business card, with no cap.

Cards for you and your team

Give employees their own card and set limits and permissions yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer errors, more peace of mind

Especially for SMEs

How does GoDutch benefit you as an SME with a team?

SME account with cashback

At GoDutch, we share our revenue with you. Get up to 1% back on spending on your business card, with no cap.

Cards for you and your team

Give employees their own card and set limits and permissions yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer errors, more peace of mind

Especially for SMEs

How does GoDutch benefit you as an SME with a team?

SME account with cashback

At GoDutch, we share our revenue with you. Get up to 1% back on spending on your business card, with no cap.

Cards for you and your team

Give employees their own card and set limits and permissions yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer errors, more peace of mind

How does your account grow alongside your SME?

Everything your business needs to easily manage payments, cards and expenses - in one place.

SME account within 1 day

Open a business account within 1 day, then send payments in seconds.

business account and card

Less paperwork for your entire team

GoDutch automates your financial administration, from incoming invoices to expense management. You focus on running your business; we take care of the rest.

Give employees freedom without losing control

Issue cards to colleagues and keep control of spending, without the hassle of expense claims.

Link your SME account to your accounting software

Link GoDutch to your accounting software and automate your administration. Fewer errors, less work and more insight.

bill pay integrations

Trusted by more than 27,500 businesses

Best bank in the EU! Great level of customer service, speed and security. A highly unconventional approach and proactive engagement that can’t be found anywhere else on the market.

Yuri Trofimov

Director

Trusted by more than 27,500 businesses

Best bank in the EU! Great level of customer service, speed and security. A highly unconventional approach and proactive engagement that can’t be found anywhere else on the market.

Yuri Trofimov

Director

Trusted by more than 27,500 businesses

Best bank in the EU! Great level of customer service, speed and security. A highly unconventional approach and proactive engagement that can’t be found anywhere else on the market.

Yuri Trofimov

Director

GoDutch SME account: super-fast payments and receiving

With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.

instant money transfer

Payments in seconds

With GoDutch, your payments are transferred within a few seconds. No more waiting around — instant transfers ensure your money is in the right account straight away.

Bulk payment

Hundreds of payments at once

Bulk transfers of up to 1,000 transactions per file, ideal for paying salaries and processing instructions from your accounting software.

Direct debit

Collect payments automatically from your customers

GoDutch offers support for direct debits, both B2B and Core. Simple and reliable for all your business payments.

Support

Always available, always real people

We’re available 24/7 with personal support: no bots, just people who really help you.

Support

Always available, always real people

We’re available 24/7 with personal support: no bots, just people who really help you.

Support

Always available, always real people

We’re available 24/7 with personal support: no bots, just people who really help you.

FAQ

Frequently asked questions about the SME account

Discover answers to frequently asked questions about our SME business account.

Is the GoDutch SME account suitable for my entity?

Yes, you can turn to GoDutch for your entity. Whether you want to open an SME account for a large public limited company, an SME business, your general partnership or your sole proprietorship, we are delighted to welcome you as one of our users.

How much does the GoDutch SME account cost?

The cost of a GoDutch SME account is €0. With us you can open and use a free business SME account for most types of business. For even more functionality and benefits, you can also choose a paid package, but free really is free.

Is it easy to open an SME account?

Yes, it is easy to open a GoDutch SME account. We have a fast and easy onboarding process, allowing you to apply for your SME account in a few simple steps. This only takes a few minutes to complete.

How long does it take to open an SME account for a business?

You apply for your SME account in 3 minutes and have your IBAN and card within 1 day.

Can I open an SME business account for multiple entities?

Yes, you can open SME accounts for multiple entities at GoDutch. In our online environment, you can easily switch between the different accounts and keep an overview.

Can I add multiple users to my SME account?

Yes, you can add unlimited users to your business SME account, depending on your package. You can fully manage users’ permissions and settings yourself, so each user gets exactly as much access as you want. Convenient and intuitive.

Can I apply for multiple payment cards for my SME account?

Yes, you can request an unlimited number of payment cards for your business SME account, depending on your package. We offer debit Mastercards, which will eventually replace Maestro at all banks. The card works on the global Mastercard network, so you can pay almost anywhere, including online.

The SME account that saves you time and money

The SME account that saves you time and money

The SME account that saves you time and money