Prices for your VOF account
Open a business account for your VOF in 3 minutes and be up and running within 1 day. Free to start, unlimited cashback and 24/7 support.
4.8/5
Starter
Most chosen
For general partnerships that want to save time and money
€12
per month
Add your partner or your accountant (1 team member + 1 accountant access)
5 virtual IBANs: separate pots for VAT, tax and savings
5 automatic invoice payments per month
Integration with your accounting software
Pro
For VOFs with subcontractors or employees
€29
/ month
Everything in Starter +
Up to 10 team members: both partners, employees and sub-contractors
10 physical + 10 virtual cards for the team
0.5% cashback on card spending, unlimited
25 automatic invoice payments per month
Unlimited
For large general partnerships with many transactions and international business
€49
/ month
Everything from Pro +
Initiate direct debit (SEPA Core + B2B): collect recurring customers immediately
1.0% cashback on card spending, unlimited
Commercial bonus on balance (on request)
Personal account manager
As a VOF owner, you don’t want to wait
GoDutch helps you not only pay and receive but also ensures that your financial matters are automatically in order. Without extra tools. Without extra work.
Business account for a general partnership within 1 day
Open a business account for your general partnership in 3 minutes, and send and receive payments within 1 day.
Let your account do the work
GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.
Team roles and cards
Issue cards to your colleagues and keep control of spending, without the hassle of expense claims.
Link your accounting software
Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.
Pay and receive money super fast from your VOF account
With the business VOF account, you can manage all your payments quickly and reliably in one place. From SEPA Instant to direct debit.
Payments in seconds
Send payments from your VOF account within seconds. No more waiting around; instant transfers ensure your money is in the right account straight away.
Hundreds of payments at once
Bulk transfers of up to 1,000 transactions per file, ideal for paying suppliers and processing instructions from your accounting software.
Collect payments automatically from your customers
GoDutch offers support for direct debits, both B2B and Core. Simple and reliable for all your business payments within your VOF.
FAQ
Frequently asked questions about the business account for your general partnership
Whether you want to know how shared access works, what a VOF account costs, or how to get started with your partners: you’ll find the answers here.
Is GoDutch suitable for my general partnership?
Yes, GoDutch is ideally suited to a general partnership. You open a business account tailored to how a general partnership works: with shared access for both partners, individual logins and configurable permissions. This means you can work together on equal terms without depending on a single main user.
In addition, you get a Dutch IBAN, virtual and physical Mastercards, direct accounting integrations and 24/7 personal support. Whether you are just setting up a general partnership or have been doing business together for years, with GoDutch you can be up and running within 1 day.
Can I open a business account for multiple entities?
Yes, you can open a business account for multiple companies with GoDutch. In the app, you can easily switch between your different accounts without logging in again. This is useful if, alongside your general partnership, you also have a sole proprietorship or private limited company. Each account has its own IBAN, its own users and its own settings, but you manage everything from one overview.
Is a business bank account mandatory for a general partnership (VOF)?
A business account is not legally required for a VOF, but in practice it is strongly recommended. The tax authorities expect a clear separation between private and business cash flows. That is especially important for a VOF: as partners, you are jointly and severally liable, which means that any ambiguity in the accounts can have direct personal consequences.
A separate business account makes your bookkeeping clearer, prevents errors that later cost a lot of time and money, and gives a professional impression to customers and suppliers. At GoDutch, you can open a business account for your VOF in 3 minutes and be operational within 1 day.
Which business bank account should I open for a partnership?
For a VOF (general partnership), you need a business account that offers shared access for both partners, is suitable for joint expenses, and integrates easily with your accounting. A standard current account often does not meet these requirements.
At GoDutch, you can choose from three packages for your VOF:
Starter (€12/mnd): for VOFs wishing to collaborate with accounting integrations and 1 additional user.
Pro (€29/mnd): for VOFs who want payment cards for both partners and 0.5% cashback.
Unlimited (€49/mnd): for VOFs with multiple projects needing unlimited cards and users.
Please note: shared access for both partners is available from the Starter package onwards. The Free package provides access for a single user. For most VOFs, Starter is therefore the logical starting point.
How much does a business account for my VOF cost?
A business account for your VOF at GoDutch starts from €12 per month. For most VOFs, the Starter package (€12/month) is the logical starting point, as it allows you to add a second user and connect your accounting.
The full packages:
Starter (€12/month): shared access, accounting links and 0.1% cashback.
Pro (€29/month): up to 10 users, 10 cards and 0.5% cashback.
Unlimited (€49/month): Unlimited everything and 1.0% cashback.
Additionally, you pay €0.12 per SEPA transfer, and card payments in the Eurozone are free. No hidden costs or fine print. You only pay for what you actually use.
How long does it take to open a business account for a general partnership?
Opening a business account for your VOF with GoDutch takes just 3 minutes. You complete the application entirely online and within 1 day you receive your Dutch IBAN and virtual Mastercard. If you choose a paid package, you’ll also receive a physical Mastercard.
At traditional financial institutions, it is different. There, both partners often have to submit documents, wait for approval and repeat steps endlessly. In the meantime, you can’t send invoices or make payments, which has immediate consequences for your VOF. At GoDutch, that is a thing of the past: fully digital, without in-person appointments or paperwork.
How do I open a business account online for my general partnership (VOF)?
You open a business account online for your VOF with GoDutch in three simple steps:
Start the application: answer a few short questions about your VOF and identify yourself with your passport or driving licence via the camera.
Add your partner: during the process you invite your fellow partner to gain access to the account.
Get started together: within 1 day you will receive a Dutch IBAN and virtual Mastercard.
One partner starts the application, the other does not need to be there. No joint bank visit, no double paperwork. Everything is arranged fully digitally, whenever it suits you.
How does shared access to my business account work?
Shared access to your business account works simply at GoDutch: each partner gets their own login with personal permissions. You can both log in independently, make payments, view transactions and manage settings. You decide who can see or do what.
At many traditional financial institutions, one partner is designated as the main user. The other gets limited access or has to ask for permission every time. That feels unequal and sits uneasily in a partnership based on trust. At GoDutch, you work as equal partners, as it should be. Shared access is available from the Starter package (€12/month).
Can I, as a partner, open a business bank account on my own?
Yes, as a partner you can independently open a business account for your VOF at GoDutch. One partner starts the application and simply adds the second partner during the process. Both partners do not need to be present at the same time.
With many traditional financial institutions, it is compulsory for all partners to turn up together to open a VOF account. That slows the process down, costs you free time and causes unnecessary frustration. At GoDutch, the application is fully digital and you can start whenever it suits you.
Can I request multiple debit cards for my general partnership account?
Yes, you can request virtual and physical Mastercard payment cards for your VOF account. How many you can get depends on your plan:
Free: 1 virtual Mastercard.
Starter: 1 virtual and 1 physical Mastercard.
Pro: up to 10 virtual and 10 physical Mastercards.
Unlimited: unlimited virtual and physical Mastercards.
Each partner gets their own card with their own settings and limits. That way, you can both make business expenses without confusion, without having to pay out of pocket, and without having to submit expenses afterwards. You can see all card spending in real time in the app.
Can I collaborate with my business partners and accountant in GoDutch?
Yes, you can easily collaborate with your partners and accountant in GoDutch. Each partner gets their own login, and your accountant invites you to take a look with customisable permissions. You decide who can see or do what. The number of users depends on your package:
Free: only the owner.
Starter: 1 extra user and 1 accountant access.
Pro: up to 10 team members and unlimited accountant access.
Unlimited: unlimited everything.
In many general partnerships, collaboration with the accountant happens via exports, screenshots or separate files. That takes time, leads to miscommunications and creates unnecessary pressure around VAT deadlines. With GoDutch, you work together in one environment with real-time data. No detours, no delays.
What are the benefits of a business account for a general partnership?
The benefits of a business account for a VOF with GoDutch are built on what VOF owners miss most from traditional financial institutions: speed, shared access and fair fees.
These are the key benefits of the GoDutch VOF account:
Clear separation between personal and business, professional towards clients and easy to keep track of for your accountant.
Shared access: each partner gets their own login with their own permissions.
Opened in 3 minutes and operational within 1 day, without paperwork or in-person appointments.
Start for free with a Dutch IBAN and virtual Mastercard.
Extra payment cards (physical and virtual) for both partners, with their own limits.
Direct connection with accounting software such as Moneybird, Exact Online or e-Boekhouden.
Virtual pots for VAT, tax reserves or other set-asides.
Up to 1.0% unlimited cashback on all your card spending.
24/7 personal support from real people.
If you operate as a VOF, you are jointly and severally liable for anything that goes wrong. That is exactly why oversight and control over your business cash flow is not a luxury but a necessity. GoDutch gives you that control back.
How do I link my VOF account to my accounting software?
You connect your general partnership account at GoDutch to your accounting software in just a few clicks. We support direct integrations with, among others:
Moneybird
Exact Online
e-Boekhouden
Twinfield
Rompslomp
And more
After linking, transactions are synchronised automatically. You never have to export CSV files or retype amounts manually again. Fewer errors, lower costs with your accountant and more time to focus on your business.
Especially for a general partnership, this is valuable: both partners and the accountant work with the same real-time data. No more separate files being emailed back and forth, no more debate about which version is correct. Everything is in one place.
How do I set money aside for VAT and taxes as a general partnership?
With GoDutch's business account, as a VOF you can easily set money aside for VAT and taxes via automatic pots. Here's how it works:
Create pots for VAT, income tax or other reserves.
Incoming amounts are automatically split and set aside.
You can always see what you can really spend as a VOF, separate from your reserves.
Real-time alerts keep you informed about threshold amounts.
With a VOF this is extra important: as partners, you are jointly and severally liable. An overlooked VAT payment or an unexpected tax assessment affects not only the business, but both of you personally. With GoDutch's pots, you always know exactly what has been reserved and what is freely spendable. No surprises, no sleepless nights.
Which business account do I need for my legal structure?
The business account you need depends on your legal structure. In addition to the partnership account, at GoDutch you can also choose from accounts for other legal structures:
Sole trader or freelancer: ZZP account.
Growing business with a team: SME account.
Private limited company: BV account.
Multiple operating companies: Holding account.
Apartment owners: VvE account.
Non-profit or charity: foundation account.
Also see the full overview on our page about business accounts. Not sure which account suits you? Our team will be happy to help you further.
