GoDutch App

Startup account

Open your startup account in a few minutes

Launch your startup faster, without the paperwork. With GoDutch, you can open a smart business account in just a few minutes, free of charge. No bank appointments, but a working IBAN, cards for your team, and smart tools that save time and money from day one.

Over 20,000 customers manage their money smarter with GoDutch.

Startup account

Open your startup account in a few minutes

Launch your startup faster, without the paperwork. With GoDutch, you can open a smart business account in just a few minutes, free of charge. No bank appointments, but a working IBAN, cards for your team, and smart tools that save time and money from day one.

Over 20,000 customers manage their money smarter with GoDutch.

Startup account

Open your startup account in a few minutes

Launch your startup faster, without the paperwork. With GoDutch, you can open a smart business account in just a few minutes, free of charge. No bank appointments, but a working IBAN, cards for your team, and smart tools that save time and money from day one.

Over 20,000 customers manage their money smarter with GoDutch.

Pricing for your startup account

Open a business account for your startup in 3 minutes and be up and running within 1 day. Get started for free, with unlimited cashback and 24/7 support.

4.8/5

Free

For founders who don’t want to burn cash on fixed costs

€0

/ month

Open your account within 1 working day — no set-up or monthly fees

1 virtual Mastercard — pay for your first SaaS subscriptions straight away (AWS, Stripe, Notion)

Pay worldwide in 20+ currencies at cost price — including USD to US vendors

Starter

Most chosen

For startups with first customers and a co-founder

€12

per month

Everything from Free +

Add your co-founder and your accountant (1 team member + 1 accountant access)

5 virtual IBANs — separate pots for R&D, operations, taxes

Automatic invoice payments (up to 5/month)

Integration with your accounting software (Moneybird, etc.)

Pro

For startups with a team and SaaS stack

€29

/ month

Everything from Starter +

Up to 10 team members with limits and permissions per employee

10 physical + 10 virtual cards — 1 virtual card per SaaS tool

0.5% cashback on card spend, even on your SaaS stack

25 automatic invoice payments per month

Unlimited

For fast-growing startups and finance teams

€49

/ month

Everything from Pro +

Full API access — integrate payments with your own stack

Initiate direct debit (SEPA Core + B2B) — collect B2B customers directly

Commercial bonus on balance (on request) — return on your runway

1.0% cashback on card spending, unlimited

Especially for startups

The financial foundation for every startup

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Give employees their own card and determine limits and rights yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

Especially for startups

The financial foundation for every startup

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Give employees their own card and determine limits and rights yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

Especially for startups

The financial foundation for every startup

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Give employees their own card and determine limits and rights yourself. No more surprises at the end of the month.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

As a founder, you don’t want to wait

Everything your startup needs to manage payments, cards, and expenses easily - all in one place.

Startup account within 1 day

Within three hours you can open a business account and send payments in seconds afterwards.

Let your account do the work

GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.

Team roles and cards

Issue cards to your colleagues and keep control of company spending, without the hassle of expense claims.

Link your accounting software

Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.

billpayintegrations

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

Yuri Trofimov

Director

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

Yuri Trofimov

Director

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

Yuri Trofimov

Director

Lightning-fast payments and collections

With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.

instant money transfer

SEPA Instant

With GoDutch, your payments are transferred in a matter of seconds. No more waiting times, instant transfers ensure that your money is directly in the right account.

Bulk payment

Upload payment files

Bulk transfers with up to 1,000 transactions per file, ideal for salary runs or processing payouts from your accounting software.

Direct debit

Direct debits

GoDutch supports automatic direct debits, both B2B and Core. Simple, secure and reliable for all your business collections.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

Is GoDutch suitable for my entity?

How much does GoDutch cost?

Is it easy to open an account?

How long does opening an account take?

Can I open an account for multiple entities?

Can I add multiple users to my account?

Can I apply for multiple payment cards for my account?

The account that saves you time and money

The account that saves you time and money

The account that saves you time and money