Prices for a business account for start-ups
Open a business account as a new entrepreneur in 3 minutes and be up and running within 1 day. Start for free, unlimited cashback and 24/7 support.
4.8/5
Free
For starters who don't want fixed monthly costs
€0
/ month
Open your account within 1 working day — no set-up or monthly fees
1 virtual Mastercard — pay for your first SaaS subscriptions straight away (AWS, Stripe, Notion)
Pay worldwide in 20+ currencies at cost price — including USD to US vendors
Starter
Most chosen
For start-ups with first customers and a business partner
€12
per month
Everything from Free +
Add your partner and your accountant (1 team member + 1 accountant access)
5 virtual IBANs — separate pots for VAT, reserves and project budgets
Automatic invoice payments (up to 5/month)
Integration with your accounting software (Moneybird, etc.)
Pro
For start-ups with a team and growing expenses
€29
/ month
Everything from Starter +
Up to 10 team members with limits and permissions per employee
10 physical + 10 virtual cards — 1 virtual card per SaaS tool
0.5% cashback on card spend, even on your SaaS stack
25 automatic invoice payments per month
Unlimited
Built for finance teams and high-growth companies
€49
/ month
Everything from Pro +
Full API access — integrate payments with your own stack
Initiate direct debit (SEPA Core + B2B) — collect B2B customers directly
Commercial bonus on balance (on request) — return on your reserves
1.0% cashback on card spending, unlimited
As a new entrepreneur, you don't want to wait
Everything you need as a starter to manage payments, cards and expenses with ease. All in one place.
Starter account within 1 day
Open a business account as a start-up in 3 minutes and send payments within 1 day.

Let your account do the work
GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.

Team roles and cards
Start with your own card and issue more later as your team grows. Stay in control of spending, without the hassle of expense claims.

Link your accounting software
Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.

Pay and get paid super fast as a new entrepreneur
With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.

SEPA Instant
With GoDutch, your payments are transferred in a matter of seconds. No more waiting times, instant transfers ensure that your money is directly in the right account.

Upload payment files
Bulk transfers of up to 1,000 transactions per file, ideal for processing invoices and supplier payments from your accounting software.

Direct debits
GoDutch supports automatic direct debits, both B2B and Core. Simple, secure and reliable for all your business collections.
FAQ
Frequently asked questions about a business bank account for start-ups
Whether you want to know if, as a start-up, you need a business account, what it costs or how quickly you’ll be operational: you’ll find the answers here.




