GoDutch App

Startup account

Opening a business account as a new entrepreneur

Open a business account quickly and easily online as a new entrepreneur. Apply in 3 minutes and be up and running within 1 day. No paperwork, no in-person appointments. Plus a Dutch IBAN, virtual Mastercard and everything you need to get started professionally.

business account for starting entrepreneurs

Over 20,000 customers manage their money smarter with GoDutch.

Startup account

Opening a business account as a new entrepreneur

Open a business account quickly and easily online as a new entrepreneur. Apply in 3 minutes and be up and running within 1 day. No paperwork, no in-person appointments. Plus a Dutch IBAN, virtual Mastercard and everything you need to get started professionally.

business account for starting entrepreneurs

Over 20,000 customers manage their money smarter with GoDutch.

Startup account

Opening a business account as a new entrepreneur

Open a business account quickly and easily online as a new entrepreneur. Apply in 3 minutes and be up and running within 1 day. No paperwork, no in-person appointments. Plus a Dutch IBAN, virtual Mastercard and everything you need to get started professionally.

business account for starting entrepreneurs

Over 20,000 customers manage their money smarter with GoDutch.

Prices for a business account for start-ups

Open a business account as a new entrepreneur in 3 minutes and be up and running within 1 day. Start for free, unlimited cashback and 24/7 support.

4.8/5

Free

For starters who don't want fixed monthly costs

€0

/ month

Open your account within 1 working day — no set-up or monthly fees

1 virtual Mastercard — pay for your first SaaS subscriptions straight away (AWS, Stripe, Notion)

Pay worldwide in 20+ currencies at cost price — including USD to US vendors

Starter

Most chosen

For start-ups with first customers and a business partner

€12

per month

Everything from Free +

Add your partner and your accountant (1 team member + 1 accountant access)

5 virtual IBANs — separate pots for VAT, reserves and project budgets

Automatic invoice payments (up to 5/month)

Integration with your accounting software (Moneybird, etc.)

Pro

For start-ups with a team and growing expenses

€29

/ month

Everything from Starter +

Up to 10 team members with limits and permissions per employee

10 physical + 10 virtual cards — 1 virtual card per SaaS tool

0.5% cashback on card spend, even on your SaaS stack

25 automatic invoice payments per month

Unlimited

Built for finance teams and high-growth companies

€49

/ month

Everything from Pro +

Full API access — integrate payments with your own stack

Initiate direct debit (SEPA Core + B2B) — collect B2B customers directly

Commercial bonus on balance (on request) — return on your reserves

1.0% cashback on card spending, unlimited

Especially for beginners

The business account as the foundation for every new entrepreneur

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Pay straight away for business with your own card. Is your team growing? Give employees their own card with limits and permissions. No more surprises.

SEPA instant & batch payments

From direct payments to suppliers to international transfers to overseas partners. Fewer clicks, fewer errors, more peace of mind.

Especially for beginners

The business account as the foundation for every new entrepreneur

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Pay straight away for business with your own card. Is your team growing? Give employees their own card with limits and permissions. No more surprises.

SEPA instant & batch payments

From direct payments to suppliers to international transfers to overseas partners. Fewer clicks, fewer errors, more peace of mind.

Especially for beginners

The business account as the foundation for every new entrepreneur

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Cards for you and your team

Pay straight away for business with your own card. Is your team growing? Give employees their own card with limits and permissions. No more surprises.

SEPA instant & batch payments

From direct payments to suppliers to international transfers to overseas partners. Fewer clicks, fewer errors, more peace of mind.

As a new entrepreneur, you don't want to wait

Everything you need as a starter to manage payments, cards and expenses with ease. All in one place.

Starter account within 1 day

Open a business account as a start-up in 3 minutes and send payments within 1 day.

starter business account

Let your account do the work

GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.

zakelijke rekening openen starters

Team roles and cards

Start with your own card and issue more later as your team grows. Stay in control of spending, without the hassle of expense claims.

business account starter

Link your accounting software

Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.

starter business account costs

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

best bank for a start-up business account

Yuri Trofimov

Director

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

best bank for a start-up business account

Yuri Trofimov

Director

Trusted by over 20,000 companies

Best bank in the EU! Excellent level of customer service, speed and security. A highly unconventional approach and proactive engagement that cannot be found anywhere else on the market.

best bank for a start-up business account

Yuri Trofimov

Director

Pay and get paid super fast as a new entrepreneur

With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.

zakelijke rekening openen starter

SEPA Instant

With GoDutch, your payments are transferred in a matter of seconds. No more waiting times, instant transfers ensure that your money is directly in the right account.

starter zakelijke rekening

Upload payment files

Bulk transfers of up to 1,000 transactions per file, ideal for processing invoices and supplier payments from your accounting software.

startende ondernemer zakelijke rekening

Direct debits

GoDutch supports automatic direct debits, both B2B and Core. Simple, secure and reliable for all your business collections.

Support

Always available for beginners, always real people

We’re here for you 24/7 with personal support. Whether you have a question about your business account or need help with your first steps as an entrepreneur, real people are ready to help you move forward.

Support

Always available for beginners, always real people

We’re here for you 24/7 with personal support. Whether you have a question about your business account or need help with your first steps as an entrepreneur, real people are ready to help you move forward.

Support

Always available for beginners, always real people

We’re here for you 24/7 with personal support. Whether you have a question about your business account or need help with your first steps as an entrepreneur, real people are ready to help you move forward.

FAQ

Frequently asked questions about a business bank account for start-ups

Whether you want to know if, as a start-up, you need a business account, what it costs or how quickly you’ll be operational: you’ll find the answers here.

Is GoDutch suitable for my startup business?

As a start-up entrepreneur, do I need a business bank account?

Is a business bank account required when starting out?

What are the advantages of a business account for start-ups?

Can I open a business account for free as a start-up?

What does a business account for start-ups cost at GoDutch?

How long does it take to open a business account as a new business?

How do I open a business account as a start-up entrepreneur?

What do I need to open a business account as a start-up?

Can I open a business account without a Chamber of Commerce number?

How do I separate my personal and business finances as a start-up?

How do I set money aside for VAT and taxes as a beginner?

Can I connect my business account to accounting software?

Which business account do I need for my legal structure?

The account that saves you time and money

The account that saves you time and money

The account that saves you time and money