GoDutch

VvE account

Manage your VvE finances without the hassle

Open an account for your homeowners association in just 3 hours with GoDutch. No bank visits or paperwork, just a shared overview, separate access for board members and automated payment processing. Safe, clear and ready to use immediately.

Over 20,000 customers manage their money smarter with GoDutch.

VvE account

Manage your VvE finances without the hassle

Open an account for your homeowners association in just 3 hours with GoDutch. No bank visits or paperwork, just a shared overview, separate access for board members and automated payment processing. Safe, clear and ready to use immediately.

Over 20,000 customers manage their money smarter with GoDutch.

VvE account

Manage your VvE finances without the hassle

Open an account for your homeowners association in just 3 hours with GoDutch. No bank visits or paperwork, just a shared overview, separate access for board members and automated payment processing. Safe, clear and ready to use immediately.

Over 20,000 customers manage their money smarter with GoDutch.

Especially for VvE

The financial basis for your owners' association

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Money insured up to €100,000

Deposits are held securely and are protected up to €100,000.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

Especially for VvE

The financial basis for your owners' association

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Money insured up to €100,000

Deposits are held securely and are protected up to €100,000.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

Especially for VvE

The financial basis for your owners' association

Business account with benefits

At GoDutch, we share our revenue with you. Get up to 1% back on business card spending, with no limit.

Money insured up to €100,000

Deposits are held securely and are protected up to €100,000.

SEPA instant & batch payments

From direct payments to batch payments for salaries and suppliers. Fewer clicks, fewer mistakes, more peace of mind.

Business owners don’t want to wait

GoDutch helps you not only pay and receive but also ensures that your financial matters are automatically in order. Without extra tools. Without extra work.

Bank account within 3 hours

Within three hours you can open a business account and send payments in seconds afterwards.

Let your account do the work

GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.

Team roles and cards

Issue cards to your colleagues and keep control of company spending, without the hassle of expense claims.

Link your accounting software

Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.

billpayintegrations

Trusted by over 20,000 companies

The registration went super smoothly :) Within 3 hours I had a bank account, and it works perfectly!

ralph-veltman

Ralph Veltman

Sales Director

Trusted by over 20,000 companies

The registration went super smoothly :) Within 3 hours I had a bank account, and it works perfectly!

ralph-veltman

Ralph Veltman

Sales Director

Trusted by over 20,000 companies

The registration went super smoothly :) Within 3 hours I had a bank account, and it works perfectly!

ralph-veltman

Ralph Veltman

Sales Director

Lightning-fast payments and collections

With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.

instant money transfer
SEPA Instant

With GoDutch, your payments are transferred in a matter of seconds. No more waiting times, instant transfers ensure that your money is directly in the right account.

Bulk payment
Upload payment files

Bulk transfers with up to 1,000 transactions per file, ideal for salary runs or processing payouts from your accounting software.

Direct debit
Direct debits

GoDutch supports automatic direct debits, both B2B and Core. Simple, secure and reliable for all your business collections.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

Support

Always available, always real people

We’re here for you 24/7 with personal support, no bots, just people who genuinely help.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

Is GoDutch suitable for my entity?

How much does GoDutch cost?

Is it easy to open an account

How long does opening an account take?

Can I open an account for multiple entities?

Can I add multiple users to my account?

Can I apply for multiple payment cards for my account?

The account that saves you time and money

The account that saves you time and money

The account that saves you time and money

Owners’ Associations (VvEs) have found it increasingly difficult in recent years to open an account for their VvE. Due to stricter checks and extensive identification procedures, around one third of VvEs fail to obtain an account, and almost half of all VvE boards report that the process is difficult.

The result? Treasurers spending weeks on something that should be simple. Board members who feel powerless, and volunteers who drop out because of the complexity. Some even say they worry about whether they are doing everything correctly from a legal and financial perspective. 

At GoDutch, we believe this should be different. That is why you can quickly open a business account for your VvE with us, without unnecessary red tape and with personal support. This allows you to focus your time and attention on the plans that truly matter: maintaining shared property and the wellbeing of all residents within your VvE.

Why open a VvE account with GoDutch?

A VvE account is more than a place to manage money; it forms the foundation for oversight, trust and peace of mind within your VvE. GoDutch offers an account specifically set up for VvEs and directly addresses the challenges faced by volunteer board members. The key benefits of the GoDutch VvE account are:

  • You open an account within 3 hours, without long waiting times or complicated UBO procedures.
  • You can change board members yourself in the app, without paperwork or bank visits after every AGM.
  • You only pay for what you use, which is ideal for VvEs with few transactions.
  • You automate collecting contributions and paying invoices, eliminating errors and manual work.
  • You collaborate with multiple board members and accountants in one system.
  • You comply effortlessly with legal requirements, without needing a financial background.
  • You get personal service from people who truly understand VvEs, no queues or chats with robots.

With GoDutch, you make your VvE’s financial management clear, efficient and reliable; exactly what volunteer board members need.

GoDutch: the best VvE account in the Netherlands

At GoDutch, we understand how frustrating it is when, as a volunteer treasurer, you are held back by unnecessary bureaucracy and sluggish bank procedures. We regularly hear stories from VvE board members who wonder why opening a simple account feels like an interrogation.

Board members who have to wait months, submit countless forms, and still receive no clarity. It is unfair and unnecessarily complicated. And for volunteers with limited time and no financial background, it is even discouraging. You want to do it properly, without fearing you might make a mistake with major consequences.

That is why at GoDutch we have developed a business account that does work for VvEs. Because a VvE is not a multinational; it is a group of residents jointly taking responsibility for a building. And that deserves a solution that is fast, fair and easy. With GoDutch, you open a complete, secure and smart VvE account without hassle.

Open a VvE account within 3 hours

Opening an account for your VvE at traditional banks often feels like an endless project. Due to the absence of UBOs, strict anti-money-laundering requirements and rigid bank processes, many applications end up on a pile or are even rejected. Treasurers become frustrated, feel they are not taken seriously, and lose valuable time they would rather spend managing their VvE.

At GoDutch, we do things differently. With us, you open a VvE account within 3 hours, including a local IBAN and payment card. You complete the application easily online and finish identification entirely online. We then carry out checks quickly, and you get access to your new account the same day.

This means you are operational within hours and can immediately start collecting contributions, paying invoices and building a healthy reserve fund. That brings peace of mind and, above all, confidence from members in your board, because you can demonstrate that financial matters are properly arranged.

Add and change board members yourself

Having to call the bank again, fill in forms and wait for approval with every board change is the frustrating reality for many VvEs. A simple change, such as a new treasurer or chair, can take weeks to process. This causes not only delays but also personal stress for volunteers who want to organise everything properly.

With GoDutch, you no longer have that problem. You can add, change or remove board members yourself directly in the app. No physical visits, no paper-based hassle. You decide who has signing authority and when. Everything is stored securely and updated in real time. This keeps your administration in order at all times, even after an AGM or board change.

Collaborate with people within (and outside) your VvE

You do not run a VvE alone. You often work with fellow board members, an administrator, or even an external office. But with traditional banks, collaboration is often difficult: you have to work with authorisations, collect signatures, or repeatedly verify who gets access. This leads to confusion, delays and frustration within the board.

GoDutch makes collaboration easy. In the app, you can grant multiple users access, with different roles and permissions. This gives the treasurer full access, while the chair can only view or approve a payment. Everything clearly arranged from one platform.

You can also easily and securely grant access to external parties, such as an accountant or financial adviser. This way, you work together on transparent and well-organised administration, with everyone having real-time insight into the figures. No duplicate work, no uncertainty, just efficient collaboration as it should be – and as residents expect.

Automations that save time

As a treasurer, you often spend more time on administration than you would like. Keeping spreadsheets, sending reminders for overdue payments, and manually transferring invoices. It all adds up quickly. And every mistake, however small, can cause frustration or distrust among residents during the AGM.

GoDutch helps you automate these kinds of tasks. You can have incoming invoices paid automatically, collect residents’ contributions automatically, and connect everything to your bookkeeping package. This not only saves time, but also prevents human error. Everything is in one place, always up to date and clear.

Certainty and control without a financial background

As a volunteer, you mainly want to know you are doing things correctly. But financial regulations and administrative requirements can sometimes make it difficult to be sure you comply with everything. Traditional banks often lack guidance, which can make you doubt whether you have done everything according to the rules.

GoDutch removes that uncertainty. We guide you step by step and ensure your administration meets requirements. You always work audit-proof, with checks on authorities and accessible documentation. This allows you to carry out your role as treasurer confidently and without fear of mistakes, even if you are not an accountant.

Fair pricing model for VvEs

VvEs often make only a limited number of payments per month. Think of paying insurance, maintenance expenses, or reservations for major maintenance. So why should a VvE pay the same rates as a company with thousands of monthly transactions?

At GoDutch, you only pay for what you use. No unnecessary costs for unused features or redundant services. This makes managing your VvE budget much more efficient and prevents the reserve fund from quietly shrinking due to expensive banking fees.

Open a smart business account for your VvE

Want to get rid of frustration, uncertainty and endless administration around your VvE banking? Then choose GoDutch: the smart business account that perfectly matches a VvE’s needs. Within 3 hours, you have a working account with local IBAN, you can easily manage board members, and your administration works together with your bookkeeping package at the push of a button.

GoDutch is for VvE board members who would rather spend their time on residents and managing the VvE than on banking matters. No waiting times, no hassle, just transparency, speed and personal service.

Ready to experience how it can be done differently? Open a business account for your VvE today and discover how simple and affordable it can be. Depending on your legal structure, you can specifically choose from us a freelancer accountSME accountprivate limited company (BV) account , holding accountgeneral partnership (VOF) account or an foundation account.

Most frequently asked questions

Are you involved in an Owners’ Association (VvE) and want to know how to arrange a shared bank account easily? Here you will find the most frequently asked questions about VvE accounts at GoDutch. From legal obligations to required documents and costs, we explain why a separate VvE account is essential and how to open one quickly and without hassle.

Is it mandatory to open an account for a VvE?

Yes, a VvE is legally required to reserve money for major maintenance and sustainability improvements to the building. For this, you need a shared bank account separate from private expenses. Without a VvE account, you cannot meet your legal obligations and there will be uncertainty about financial arrangements within the association.

A business VvE account provides structure, trust and clarity for all apartment owners. So it is not only mandatory, but also essential for proper management of shared finances.

What are the requirements for opening a VvE account?

To open a VvE account, you must show that your VvE is officially registered with the Chamber of Commerce. You must also be able to show who is authorised to sign on behalf of the association. Because a VvE has no UBOs (Ultimate Beneficial Owners), traditional banks often require extra explanation or additional documentation.

At GoDutch, the process is designed to remove these frustrations. We understand your structure and ensure your application runs smoothly. You only need to provide the basic details, such as the Chamber of Commerce extract and board members’ details. We handle the rest, quickly and digitally.

Which documents are needed to open a VvE account?

To open a VvE account, you need several documents that prove your association’s identity and authorities. First, a recent extract from the Chamber of Commerce Trade Register is required, showing that your VvE is officially registered. In addition, identification details of board members are required, especially of those with signing authority. 

Because VvEs usually do not have Ultimate Beneficial Owners (UBOs), in most cases a declaration stating there are no UBOs is sufficient. If there are UBOs, their details must of course be provided.

At GoDutch, you can submit these documents quickly and easily digitally. The process is set up to guide you step by step, so you know exactly what is expected. In exceptional cases, we may ask for additional information, but we always coordinate this clearly with you.

How does opening a VvE account at GoDutch work?

At GoDutch, you open a VvE account quickly and entirely online, without hassle. You complete the application form, finish digital identification, and submit your Chamber of Commerce extract and board details. Within 3 hours, you receive your IBAN and your account is active, including a payment card and app access. After that, you can immediately make payments, add board members and connect your bookkeeping package.

What are the costs of a VvE account at GoDutch?

At GoDutch, you benefit from a competitive and transparent pricing model specially tailored to VvEs’ needs. While traditional banks often charge €10 to €20 per month regardless of transaction volume, at GoDutch you only pay for what you actually use.

Where can I open the cheapest VvE account?

You can open the most affordable and smartest VvE account at GoDutch. Unlike traditional banks, GoDutch offers a modern business account with low fixed costs, transparent rates and smart features that save time and money.

You do not pay high monthly fees for services your VvE hardly uses. Instead, you get exactly what you need: fast onboarding, digital access for board members, real-time insight and automatic links to your bookkeeping. And all at a fair price, with no small print.