BUNQ business account
BUNQ’s business account is available in four subscriptions: Free Business, Core Business, Pro Business and Elite Business. Each package has its own pricing structure, number of included accounts and specific features, such as the number of free transactions per year or the number of payment cards. Free Business is free for sole traders, while Core Business, Pro Business and Elite Business have monthly fees that increase as the package becomes more comprehensive. On this page, you will find an overview of BUNQ’s available business accounts, the associated costs, pros and cons, and details for each package.
About BUNQ
BUNQ is a Dutch bank that operates entirely online and obtained a banking licence from De Nederlandsche Bank in 2015. In 2016, BUNQ began offering business accounts. The company focuses on both start-up and established entrepreneurs and provides its services in 30 European countries. Services are delivered entirely via BUNQ’s mobile app and online platforms, without physical bank branches. BUNQ falls under the Dutch deposit guarantee scheme, which protects balances of up to €100,000 per account holder.
BUNQ business accounts
BUNQ offers four business accounts. Below, for each account, you can find the monthly costs, the cost per transaction, the number of free transactions per year, and the number of included payment accounts.
BUNQ Free Business
Cost per month: € 0.00
Cost per transaction: € 0.13
Number of free transactions per year: 0
Number of included current accounts: 3
BUNQ Core Business
Cost per month: €7.99
Cost per transaction: €0.13
Number of free transactions per year: 100
Number of included payment accounts: 5
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BUNQ Pro Business
Cost per month: €13.99
Cost per transaction: €0.13
Number of free transactions per year: 250
Number of included payment accounts: 25
BUNQ Elite Business
Costs per month: €23.99
Cost per transaction: €0.13
Number of free transactions per year: 500
Number of included payment accounts: 25
BUNQ business cost overview
Costs per month
Customer research costs
Cost per transaction (after free transactions)
Number of free transactions per year
Debit card costs per month
Cost of replacing a debit card (one-off)
Cost of an additional current account per month
Tap to Pay costs
BUNQ Free Business
€0.00
0
€0.13
€0.00
€0.00
€0.00
N/A (3 included)
1.5% of the transaction amount
BUNQ Core Business
€7.99
0
€0.13
€100.00
€0.00
€0.00
N/A (5 included)
1.5% of the transaction amount
BUNQ Pro Business
€13.99
0
€0.13
€250.00
€0.00
€0.00
€21.00 per bundle of 25 additional invoices
1.5% of the transaction amount
BUNQ Elite Business
€23.99
€0.00
€0.13
€500.00
€0.00
€0.00
€21.00 per bundle of 25 extra invoices
1.5% of the transaction amount
The rates mentioned are indicative and based on the most recent data as of July 2025. The actual costs may vary. Always consult the official BUNQ website for up-to-date information.
Pros and cons of the BUNQ business account
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BUNQ business account packages
BUNQ offers four business payment packages. Below is a factual description for each package of its contents, target audience, costs and terms.
Free Business
BUNQ Free Business is a free package available for sole proprietorships. The package includes three current accounts, a savings account and a virtual credit card. No accounting integration is possible. The cost per transaction is €0.13 and there are no fixed monthly fees.
The account can be opened fully online in about five minutes. Would you like to view an alternative to a BUNQ account? Then we recommend that you view all business accounts from GoDutch.
Core business
BUNQ Core Business costs €7.99 per month and offers five payment accounts, one physical debit card, one virtual debit card, and a savings account. The package includes an accounting integration and 100 free transactions per year, after which €0.13 per transaction applies. The account can be opened entirely online in around five minutes. Would you like to try an alternative? Then we recommend taking a look at the business accounts for your holding company or private limited company (BV) from GoDutch.
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