ASN Bank business account
ASN Bank offers business current accounts for entrepreneurs who want to keep their banking separate from personal spending. There are two business current accounts available: ASN Betalen Zelfstandigen and ASN Zakenrekening. Both packages are aimed at different types of businesses and differ in price, functionality and access options. On this page, you will find an overview of ASN Bank’s available business accounts, including current costs, features, terms and limitations. This information is intended to give you an objective picture of what business banking with ASN Bank involves and what they have to offer.
About ASN
ASN Bank is a Dutch bank that was founded in 1960 and has been part of de Volksbank since 2017. As of 1 July 2025, ASN Bank operates independently under the name ASN Bank N.V., as an official entity within the de Volksbank structure. In its operations, the bank explicitly takes social, ecological, and economic factors into account, with sustainability at its core. ASN Bank focuses on both private and business customers, with a limited but specific range for entrepreneurs. The bank offers business products such as current accounts, savings accounts, investment accounts, and business loans, primarily for entrepreneurs with a sustainable focus.
ASN business accounts
ASN Bank offers two business current accounts. Below is an overview of each account, including the relevant costs and expected time to open.
ASN Payments for the Self-Employed
Monthly cost: €7.95
Monthly customer due diligence cost: €1.50 to €5.00
Cost per transaction: 1,000 transactions free per year, then €0.15 per transaction
Estimated time to open: approximately 2 weeks
ASN Business Account
Costs per month: €10.70
Customer due diligence costs per month: €1.50 to €5.00
Cost per transaction: €0.09 to €1.75 (depending on transaction type)
Estimated time to open: approximately 2 weeks
ASN Business Cost Overview
Costs per month
Customer research costs per month
Costs per transaction
Debit card costs per month
Debit card replacement fee (one-off)
Payment request (per bank transfer)
Deposit money via Geldmaat (per deposit)
Withdraw cash (Netherlands)
ASN Payments for the Self-Employed
€7.95
€1.50 to €5.00
€0.00
€0.00
€4.50
€0.15
5
0
ASN Business Account
€10.70
€1.50 to €5.00
€0.00
€0.00
€4.50
€0.15
5
0.23
The rates are indicative and may change. Always consult ASN Bank's website for the most up-to-date information.
Pros and cons of the ASN Bank business account
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ASN Bank business account packages
ASN Bank offers two business current account packages: ASN Betalen Zelfstandigen and ASN Zakenrekening. Each package is designed for a specific target group and has its own terms and features.
ASN Payments for the Self-Employed
ASN Betalen Zelfstandigen is a current account for self-employed entrepreneurs with a sole proprietorship or a private limited company (bv) with one director-major shareholder (DGA), without employees. The account is intended exclusively for individual use; adding authorised users is not possible. Business banking is managed via ASN Online Banking or the ASN app. Want an alternative? Then view the GoDutch account for self-employed professionals.
This package includes 1,000 transactions per year, with the exception of payment requests. Once this number is exceeded, a fee of €0.15 applies per additional transaction. There are no charges for the debit card or the use of internet banking. For customer due diligence, ASN Bank charges €1.50 per month for sole proprietorships and €5.00 per month for private limited companies. It is not permitted to have an overdraft; if this does happen, for example due to a direct debit, debit interest will be charged.
ASN Business Account
The ASN Business Account is aimed at businesses with a legal structure such as a sole proprietorship, general partnership (vof), professional partnership, or private limited company (bv), and a workforce of up to 49 employees. Up to eight people can be granted access to the account, including co-owners, a bookkeeper, or an accountant. Mobile banking via the ASN app is possible, provided that no more than one digipas is linked to the account.
The monthly fee is €10.70. For customer due diligence, a contribution of €1.50 per month applies to sole proprietorships, vofs, and professional partnerships, and €5.00 for private limited companies (bvs). Transaction costs vary by type of action: standard credits and debits cost €0.09 per transaction, while batch payments or conventional giro transfers carry higher rates. For payment requests, €0.15 is charged per credit entry.
Opening an ASN Business Account is done online. This requires, among other things, a valid proof of identity, a Chamber of Commerce (KvK) number, and recent financial data. Companies in sectors such as hospitality, construction, real estate, or holdings with operating companies in these sectors, as well as private limited companies with multiple UBOs, are currently unable to open a business account with ASN Bank. Would you like to look at alternatives? Then view the business account for private limited companies or holdings.
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