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About RegioBank

RegioBank is a Dutch bank with roots in local services. The bank operates through independent advisers spread across the Netherlands and is part of ASN Bank / De Volksbank. RegioBank focuses on both personal and business customers and offers products such as current accounts, savings accounts, mortgages, and business financing.

RegioBank business accounts

RegioBank offers various business accounts for entrepreneurs, associations and foundations. Each account has its own rates and terms, tailored to the legal form and type of use. Below you will find the key features of each account.

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SME Account

  • Monthly costs: €10.70

  • Monthly customer due diligence costs: €1.50 – €7.50 (depending on legal form)

  • Cost per transaction: included up to 1,250 transactions per year, then €0.05 per transaction

  • Time to open an account: 2–3 working days after appointment with adviser

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A&F Account (Associations and Foundations)

  • Costs per month: € 10.70

  • Customer due diligence costs per month: € 3.00

  • Cost per transaction: included up to 500 transactions per year, then € 0.05 per transaction

  • Time to open an account: temporarily unavailable due to compliance with Wwft requirements

Meest gekozen

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G account

  • Costs per month: €5.95

  • Customer due diligence costs per month: depending on legal form

  • Cost per transaction: not applicable, limited use for payroll taxes and VAT payments

  • Time to open account: 2–3 working days after approval

RegioBank business costs overview

Costs per month

Customer research costs

Costs per transaction

Debit card costs per month

Debit card replacement fee (one-off)

Cost of an additional current account per month

SME Account

€10.70

€1.50 – €7.50

€0.00

€1.75

€4.50

€9.50

A&F Account (Associations and Foundations)

€10.70

3

€0.00

€1.75

€4.50

€9.50

G account

€5.95

€1.50 – €7.50

€0.00

€0.00

€0.00

€0.00

Please note: all stated rates are based on the most up-to-date data as of 10 October 2025. Depending on usage, additional costs may apply. Always consult the provider's website for a complete and up-to-date overview.

Pros and cons of the RegioBank business account

Voordelen

Includes 1,250 free transactions per year with the SME Account

Includes 1,250 free transactions per year with the SME Account

Access to My RegioBank Business and digital banking

Access to My RegioBank Business and digital banking

Ability to integrate with accounting software

Ability to integrate with accounting software

Protection under the Dutch Deposit Guarantee Scheme

Protection under the Dutch Deposit Guarantee Scheme

Nadelen

No interest paid on current accounts

No interest paid on current accounts

Limited number of additional payment cards available

Limited number of additional payment cards available

Fixed monthly costs from €10.70

Fixed monthly costs from €10.70

No online opening for associations and foundations (temporarily suspended)

No online opening for associations and foundations (temporarily suspended)

RegioBank business account packages

RegioBank offers three main types of business accounts: the SME Account for entrepreneurs, the V&S Account for associations and foundations, and the G-account for specific tax purposes. Each package has its own pricing structure and area of application. The exact details differ per package; if you are looking for a better solution, we recommend taking a look at all GoDutch business accounts. Below is a factual description of the individual packages, including costs and terms.

SME Account

The SME Account is intended for business owners, such as self-employed professionals, general partnerships and private limited companies. The monthly fee is €10.70 and the package includes one business current account, one debit card and access to Mijn RegioBank Zakelijk. It includes 1,250 standard transactions per year. For all transactions above the included number, €0.05 per transaction is charged. 

This SME account can be expanded with additional services, such as a business credit card, payment terminal or accounting integration. For customer due diligence, a monthly contribution of between €1.50 and €7.50 applies, depending on the legal form.

V&S Account

The V&S Account is specially designed as a business account for associations and foundations and costs €10.70 per month. This package includes one current account, one debit card, access to Mijn RegioBank Zakelijk and an annual bundle of 500 transactions. €3.00 per month is charged for customer due diligence. 

The V&S Account is temporarily unavailable to new customers due to adjustments to WWFT regulations. Existing account holders retain access to their account and associated services.

FAQ

Frequently asked questions about the RegioBank business account

How long does it take to open a business account with RegioBank?

How much does a business account cost at RegioBank?

How long does it take to apply for a business account with RegioBank?

How do I close my RegioBank business account?

The account that saves you time and money

The account that saves you time and money

The account that saves you time and money