ABN AMRO business account
ABN AMRO offers several business accounts under the heading ‘Volop Ondernemen’. Within this offering, various packages are available, including Volop Ondernemen Slim, Volop Ondernemen Ambitieus and Volop Ondernemen Grenzeloos. In addition, there is a separate business account for associations and foundations under the name ‘Basis voor Verenigingen & Stichtingen’, and a specific account for medical professionals under the name ‘Bankrekening Medisch’.
About ABN AMRO
ABN AMRO Bank N.V. is a Dutch bank with its head office on Gustav Mahlerlaan in Amsterdam. The bank is supervised by De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM) and holds a licence as a banking institution in the Netherlands. As one of the larger banks in the Netherlands, ABN AMRO serves a wide range of businesses, from self-employed professionals and SMEs to large companies and institutions. Within its business services, the bank offers various products and services, including business current accounts, financing solutions, and sector-specific support.
ABN AMRO business accounts
ABN AMRO offers five different business banking packages, each with its own combination of features, costs and conditions. Depending on the legal structure, the number of current accounts and the desired debit cards, you can choose from several packages.
Smart Entrepreneurship
Monthly costs: € 9.90
Customer due diligence costs: € 0.00 – € 6.50 per month
Cost per SEPA transfer: € 0.12
Cost of iDEAL payment: € 0.12
Cost of payment card (additional): € 1.50 per month
Cost of replacing payment card: € 5.00
Ambitious Entrepreneurship
Cost per month: € 13,75
Customer due diligence costs: € 0,00 – € 6,50 per month
Cost per SEPA transfer: € 0,12
Cost per iDEAL payment: € 0,12
Cost of an additional debit card: € 1,50 per month
Cost of replacing a debit card: € 5,00
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Boundless Entrepreneurship
Costs per month: € 22,25
Customer due diligence costs: € 0,00 – € 6,50 per month
Cost per SEPA transfer: € 0,12
iDEAL payment cost: € 0,12
Cost of an additional debit card: € 1,50 per month
Debit card replacement cost: € 5,00
Basic for Associations & Foundations
Costs per month: € 9.90
Customer research: € 3.00 per month
Cost per SEPA transfer: € 0.12
iDEAL payment cost: € 0.12
Medical Bank Account
Costs per month: € 9,25
Customer due diligence costs: € 0,00 – € 6,50 per month
Cost per transaction: first 500 online transactions per year free (thereafter € 0,12 per transaction)
ABN AMRO business cost overview
Costs per month
Customer research costs
Costs per SEPA transfer
iDEAL payment costs
Debit card fee per month
Debit card replacement fee (one-off)
Cost of an additional current account
Accounting integration additional account
Smart Entrepreneurship
€9.90
€0 – €20.00*
€0.12
€0.12
€1.50
€5.00
€5.90 per account
Not included
Ambitious Entrepreneurship
€13.75
€0 – €20.00*
€0.12
€0.12
€1.50
€5.00
€5.90 per account
€ 3.25 (1st), € 1.50 (2nd to 4th)
Boundless Entrepreneurship
€22.25
€0 – €20.00*
€0.12
€0.12
€1.50
€5.00
Includes up to 3 accounts
Included for all accounts
Basic for Associations & Foundations
€9.90
€3.00
€0.12
€0.12
€1.50
€5.00
€5.90 per account
Not included
Medical Bank Account
€9.25
Not specified
€0.12**
€0.12**
€1.50
€5.00
€5.90 per account
1 coupling included
*Depending on legal form: free (sole proprietorship), €3.00 (association/foundation), €6.50 (private limited company, limited partnership), €20.00 (public limited company, foreign legal forms).
**With the Medical Bank Account, the first 500 SEPA transactions per year are free. After that, the standard rate of €0.12 per transaction applies.
Please note: all rates mentioned are based on the most up-to-date information as of 14 July 2025. Depending on usage, additional costs may apply. Always consult the provider’s website for a complete and up-to-date overview.
Pros and cons of the ABN AMRO business account
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ABN AMRO business packages
ABN AMRO offers five business accounts, each tailored to a specific target group or use case. Each package has its own combination of included accounts, debit cards and additional services, such as accounting integrations or savings options. The exact setup differs per package; if you are looking for a better solution, we recommend taking a look at all business accounts from GoDutch.
Smart Entrepreneurship in Full Swing
The Volop Ondernemen Slim package is intended for entrepreneurs who want to manage their banking entirely online. This package includes one business current account, one debit card and one user for Business Internet Banking.
Additional features such as an accounting integration are not included. The monthly package fee is €9.90. For some legal forms, monthly customer due diligence charges are applied from the second year onwards. Additional current accounts or debit cards are not available within this package.
Ambitious Entrepreneurship in Full Swing
The Volop Ondernemen Ambitieus package is aimed at entrepreneurs who need additional features such as multiple debit cards and an automatic accounting integration. The package includes one business current account, up to two debit cards, and one user for Business Internet Banking. Looking for an alternative? Then view the VVe account or accounts for a general partnership from GoDutch.
The monthly costs are €13.75. From the second year onwards, monthly customer due diligence costs may apply, depending on the legal form. The package does not include a standard option for additional payment accounts.
Compare ABN AMRO business accounts
Curious how ABN AMRO’s business account compares to GoDutch’s? On our comparison page, you’ll discover the key differences in costs, features and ease of use. This gives you a clear overview of which solution best suits your business and way of working; view GoDutch VS ABN AMRO here.
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