Cancel Van Lanschot business account
If you want to close your business account with Van Lanschot Kempen, it is important that you clearly understand how your relationship with the bank is structured. Van Lanschot Kempen is a private bank focused on entrepreneurs and high-net-worth clients.
Current accounts for entrepreneurs are offered as part of a broader relationship, for example in combination with wealth management, investing, or financing. The general terms and conditions state that you, as a client, may terminate the relationship in writing, but the website does not provide a clear online step-by-step plan or cancellation form.
In this article, you will read how to cancel your Van Lanschot business account in a structured way and what you need to take into account in practice.
Thomas Vles
Publicatiedatum:
Last updated:
18 Mar 2026
6 minutes read
How do I close my Van Lanschot business account?
Van Lanschot Kempen does not provide a public, detailed step-by-step plan for closing a business account. However, the general terms and conditions show that you can terminate the banking relationship in writing. In practice, this is usually handled through your contact person or private banker. The step-by-step plan below helps you go through the process as clearly as possible.
1. Contact your private banker or regular contact person at Van Lanschot Kempen
Because it is a private bank, your business relationship is usually managed by a personal adviser. State that you want to close the business current account and, where applicable, end the entire banking relationship. Your contact person can tell you which documents or forms are required.
2. Make sure the balance of your business current account is reduced to €0.00
Transfer all remaining funds to another business account in your name. Also check any other currencies or investment accounts linked to your business relationship and make sure you provide clear instructions about what should happen to these balances.
3. Check whether there are still any active pending payments, direct debits or standing orders
Stop or move direct debits and recurring transfers to your new business account. Discuss with the bank what happens to SEPA direct debits or other payment arrangements once the account is closed, so that suppliers and customers are not unexpectedly blocked.
4. Download all important documents from your online banking environment
Think of annual statements, account statements, transactions and reports you need for your bookkeeping or for the Tax Administration. After the relationship is terminated, your access to online banking may lapse, meaning you cannot easily request this information again.
5. Have linked products and services reviewed
Van Lanschot usually offers business current accounts as part of a complete package including wealth management, investments, savings or financing. Ask your contact person which products are automatically terminated and which must be settled separately, for example credit facilities or business investment accounts.
6. Submit a written cancellation request
The general terms and conditions state that you can terminate the customer relationship in writing. This can be done, for example, via a signed letter or a form provided by the bank. In it, clearly state which account numbers are involved and from what date the relationship should be ended.
7. Wait for confirmation and check the completion
After receiving your request, Van Lanschot will settle the relationship and the associated agreements as quickly as possible. You will receive confirmation when the accounts have been closed and the relationship has been terminated. Then check that no unexpected fees or transactions are still taking place.
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Close a business savings account with Van Lanschot
Business current and savings accounts at Van Lanschot are offered as a supplement to core services, such as asset management and financing for entrepreneurs. In practice, this means that a business savings account is usually linked to your business current account and to the broader client relationship.
When you close your business current account or end the entire relationship, a linked business savings account is generally not maintained independently. Discuss with your contact person how the balance of the business savings account will be transferred and whether the savings account will be closed automatically once the relationship ends.
How long does it take to close a business account with Van Lanschot?
Van Lanschot Kempen does not provide a fixed timeframe on its website for closing a business account. According to the general terms and conditions, the relationship and the ongoing agreements are settled as quickly as possible after notice of termination.
In practice, the processing time depends on various factors, such as outstanding transactions, linked products, any credit facilities, and the extent to which all required documents are complete. Expect at least a few working days, and sometimes longer when investment positions or financing arrangements need to be settled.
Are there any fees associated with closing a business account at Van Lanschot?
In the public information, Van Lanschot does not mention a fixed termination fee for closing a business account. However, the general terms and conditions do show that the bank may charge certain special costs for work it performs, for example when additional actions are required in the context of settlement or legal proceedings.
In addition, regular costs, such as payment packages and service charges, continue to be charged as long as the relationship is still ongoing. It is therefore advisable to ask your contact person explicitly which costs will still be settled when closing the business account and whether any special costs or advisory fees may arise in your situation.
How does closing a business account with another bank work
You are now up to date on closing the business account with Van Lanschot. Since notice periods, required documents and steps vary by bank, it helps to carefully review your bank’s terms in advance. Would you like to know exactly how closing an account works at other banks?
FAQ
Frequently asked questions about cancelling a Van Lanschot business account
Can I close my business Van Lanschot account entirely online?
What happens to my business current and savings account if I terminate the relationship?
Can my business account be reopened after I have cancelled it?
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