GoDutch

About Triodos Bank

Triodos Bank is a Dutch bank focused on sustainable and socially responsible banking. The organisation was founded in 1980 and has its head office in Zeist. Triodos operates in several European countries, including the Netherlands, Belgium, Germany, Spain and the United Kingdom. The bank is also covered by the Dutch Deposit Guarantee Scheme and is regulated by De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM). Triodos Bank invests exclusively in projects and businesses that contribute to a positive social, ecological or cultural impact. Sectors that are not in line with the bank’s mission, such as the arms industry, fossil energy, tobacco and gambling, are excluded from financing. This makes Triodos an important player within the niche of sustainable and ethical banking in the Netherlands.

Triodos Bank business accounts

Triodos Bank offers one primary business current account: the Triodos Internet Business Account. In addition, there is an optional business savings account available, the Triodos Internet Interest Account. Below, the main costs and features of the Triodos Internet Business Account are clearly set out.

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Triodos Internet Business Account

  • Costs per month: €12.50

  • Customer due diligence costs per month: €0 to €20 (depending on legal form)

  • Costs per transaction: €0.10

  • Time to open an account: 2 to 8 weeks

Triodos Bank business costs overview

Costs per month

Customer research costs

Costs per transaction

Debit card costs per month

Cost of replacing a debit card (one-off)

Cost of an additional current account per month

Triodos Internet Business Account

€12.50

€0 – €20 per month (depending on legal form)

€0.00

€0.00

€6.00

€0.00

Please note: all stated rates are based on the most up-to-date data as of 10 October 2025. Depending on usage, additional costs may apply. Always consult the provider's website for a complete and up-to-date overview.

Advantages and disadvantages of the Triodos Bank business account

Voordelen

Sustainable and socially responsible banking, where funds are only used for projects with a positive impact

Sustainable and socially responsible banking, where funds are only used for projects with a positive impact

Access to Internet Banking and the Triodos Mobile Banking app included

Access to Internet Banking and the Triodos Mobile Banking app included

Free switching service with a 13-month term

Free switching service with a 13-month term

Accounting integrations via PSD2 available for, among others, Exact and e-Boekhouden

Accounting integrations via PSD2 available for, among others, Exact and e-Boekhouden

Nadelen

Relatively high monthly fixed costs (€12.50 per month)

Relatively high monthly fixed costs (€12.50 per month)

No option to go overdrawn or apply for credit

No option to go overdrawn or apply for credit

Cash deposits are not possible

Cash deposits are not possible

The application process can take up to eight weeks due to customer research and sustainability checks.

The application process can take up to eight weeks due to customer research and sustainability checks.

Triodos Bank business account packages

Triodos Bank offers one standard business current account: the Triodos Internet Zaken Rekening. In addition, an optional savings account can be opened, the Triodos Internet Rendement Rekening. Below you will find more information about both accounts, such as their purpose, features and terms and conditions. If you are looking for a better solution, we recommend taking a look at the business account from GoDutch.

Triodos Internet Business Account

The Triodos Internet Business Account is intended for entrepreneurs, freelancersfoundations and organisations with a social or sustainable objective. The monthly costs are €12.50, with an additional customer due diligence fee of €0.00 to €20.00 per month, depending on the legal form. 

Payments within the Netherlands cost €0.10 per transaction. Customers have access to Internet Banking and the Triodos Mobile Banking app. A debit card costs €20 per year, and overdrafts are not permitted. The application process may take several weeks, partly due to the assessment of business activities based on sustainability criteria. 

Triodos Internet Interest Account

The Triodos Internet Rendement Rekening is a business savings account that can only be opened in combination with the Triodos Internet Zaken Rekening. This account has no fixed monthly charges. 

The interest rate is variable and ranges between 1.00% and 1.25% per year, depending on the balance. No minimum deposit is required, and money can be paid in or withdrawn free of charge. The account falls under the Dutch Deposit Guarantee Scheme and is intended for the sustainable management of temporary business capital.

FAQ

Frequently asked questions about the Triodos Bank business account

How long does it take to open a business account with Triodos Bank?

How much does a business account cost at Triodos Bank?

How long does it take to apply for a business account at Triodos Bank?

How do I close my Triodos business account?

The account that saves you time and money

The account that saves you time and money

The account that saves you time and money