GoDutch
RegioBank
Business Account
Dutch IBAN
✅
✅
Extra (virtual) IBANs
Unlimited
❌
Free virtual card
✅
❌
Free physical card
✅
✅
Free customer and company research
✅
❌
Open account / onboarding
Fully digital registration process
✅
❌
Registration time
3 minutes
15 minutes
Processing time KYC/KYB
3 hours
3-7 working days
Costs
Fixed costs p/m (starting price)
£0
£10.70 per month
Cost per SEPA payment
€0.12
€0 for up to 1,250 transactions per year, thereafter €2.50 for every 50 transactions.
Cost of additional payment account (IBAN)
Free
Not possible outside included sub-accounts
Cost of additional payment card
Free
£21 per year per pass
Features
Real-time balance insight
✅
✅
Automated invoice processing
✅
❌
Automatic VAT recognition
✅
❌
Access for accountant / bookkeeper
✅
❌
Accounting integrations
✅
✅
Team card and expenditure management
✅
❌
International
Currency exchange at mid rate
At cost
~1.4% increase
Countries available
150+
Only the Netherlands
Currencies available
20+
Only EUR
Security & Support
Deposit guarantee (covered up to)
£100,000
£100,000
24/7 telephone emergency support
✅
Only in case of card blocking or fraud
Multilingual customer support
✅
No, only Dutch
Rewards
Cashback on card transactions
Unlimited up to 1.0%
❌
This comparison is based on publicly available information as of 9 October 2025. Prices, features and conditions may change. Always check the provider's website for the most up-to-date information.
Why choose GoDutch?
Based on the comparison with the business account of RegioBank, it appears that a GoDutch account is a more attractive alternative for many entrepreneurs, especially in terms of onboarding, costs, and smart features.
Speed
Firstly, GoDutch excels in speed. Whereas at RegioBank it often takes several working days and sometimes even weeks before your business account is fully activated, GoDutch offers a completely digital onboarding process where you have a working Dutch IBAN and payment card within three hours. For entrepreneurs who want to start immediately, this is a clear advantage.
Transparency
In terms of price structure, GoDutch is also more transparent and cost-effective. The basic account is completely free, including a virtual card, real-time balance insight, and access for your accountant. In contrast, with RegioBank you pay at least €9.90 per month in fixed costs, plus extra for SEPA transactions and additional fees for extra accounts and payment cards.
Flexibility
Finally, GoDutch offers more flexibility for internationally operating entrepreneurs. With support for over 160 countries, transactions in 20+ currencies, and currency conversion at the mid-market rate, GoDutch distinguishes itself from RegioBank, which primarily only supports euros and charges exchange rate markups.
Open your business account in 3 minutes
At GoDutch, we believe that business banking should be quick, transparent, and effortless. That's why you can fully open your business account digitally with us in just three minutes. No paperwork, no office appointments, and no waiting times: everything is easily managed from the app or via our website.
After your registration, we verify your details online immediately, and you will receive your Dutch IBAN and a functional payment card within three hours. From that moment on, you can immediately transfer money, pay invoices, invite team members, and benefit from automated administration.