GoDutch App

Go Dutch vs Rabobank

We have listed the main differences for you, so that you can make the best choice.

€0 fixed costs per month

NL IBAN active in 1 day

Up to 1% cashback on every payment, unlimited

24/7 real people on the phone

Over 20,000 customers manage their money smarter with GoDutch.

Which of the two to choose?

Thomas Vles

Publication date:

28 Nov 2025

Last updated:

18 Mar 2026

6 minutes read

Are you considering a business account with Rabobank or GoDutch? GoDutch was created because a major bank like Rabobank makes entrepreneurs pay for what can be free: fixed package fees, transaction fees, no cashback. With GoDutch, a modern entrepreneur gets a business account: in 1 day, free, with automatic administration and cashback. On this page, you can compare the facts side by side for your business.

GoDutch

GoDutch

Rabobank

Rabobank

Account

Dutch IBAN

Extra (virtual) IBANs

Free card

Free customer and company research

Open account / onboarding

Fully digital registration process

Registration time

Processing time KYC/KYB

Costs

Fixed costs p/m (starting price)

Cost per SEPA payment

Cost of additional payment account (IBAN)

Cost of additional payment card

Features

Real-time balance insight

Automated invoice processing

Automatic VAT recognition

Access for accountant / bookkeeper

Accounting integrations

Team card and expenditure management

International

Currency exchange at mid rate

Countries available

Currencies available

Security & Support

Deposit guarantee (covered up to)

24/7 telephone support

Multilingual customer support

Rewards

Cashback on card transactions

Unlimited

3 minutes

1 day

€0

€0.12

Free with Unlimited

Free

At cost

150+

20+

€100,000

Unlimited up to 1.0%

Possibly for a fee (€63.60/year)

10 minutes

Multiple working days to weeks

€9.95

€0.12–0.15

€63.60 per year per account

€19.80 per year per card

Depending on the package

For a fee

~1.4% increase

Only the Netherlands

Only EUR)

€100,000

Only in emergencies

Primarily Dutch-speaking

Deze vergelijking is gebaseerd op openbaar beschikbare informatie per 14 juli 2025. Prijzen, functies en voorwaarden kunnen wijzigen. Raadpleeg altijd de website van de aanbieder voor de meest actuele informatie.

More than just a payment account

Useful features

Everything you need to manage your finances as a business owner wisely — from payments to insights.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

What makes GoDutch a strong alternative to Rabobank?

When do you choose GoDutch and when do you choose Rabobank?

How much quicker can you open a business account with GoDutch than with Rabobank?

What monthly costs do you pay at Rabobank compared with GoDutch?

Do I benefit from the Rabo Start-up Advantage at Rabobank?

Which rewards programme does GoDutch offer that Rabobank does not have?

Which automations does GoDutch offer that Rabobank doesn't?

What are the differences in international payments between GoDutch and Rabobank?

How many team cards can you request with GoDutch versus Rabobank?

How does GoDutch’s accounting integration differ from Rabobank’s?

How is your money secured at Rabobank compared with GoDutch?

What is the difference in customer service between GoDutch and Rabobank?

How do I close my Rabobank business account and switch to GoDutch?

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.