Go Dutch vs Knab
Do you want to open a business account but are still unsure between GoDutch and KNAB? On this page, we compare our business account with KNAB's business account in terms of features, costs, onboarding, and international options. This comparison will give you insight into which business account best suits your way of doing business. Discover why more and more entrepreneurs are choosing a smart business account from GoDutch!
Over 20,000 customers manage their money smarter with GoDutch.
GoDutch
Knab
Business Account
Dutch IBAN
✅
✅
Extra (virtual) IBANs
Unlimited
Max. 5 payment accounts
Free virtual card
✅
1 per account
Free physical card
✅
✅
Free customer and company research
✅
✅
Open account / onboarding
Fully digital registration process
✅
✅
Registration time
3 minutes
Processing time KYC/KYB
1 day
On average 5 working days
Costs
Fixed costs p/m (starting price)
€0
€11
Cost per SEPA payment
€0.12
First 500/year free, then €0.10
Cost of additional payment account (IBAN)
Free
Free
Cost of additional payment card
Free
Free (max. 1 per driver)
Features
Real-time balance insight
✅
✅
Automated invoice processing
✅
Via accounting package (£14 p/m)
Automatic VAT recognition
✅
Via accounting package (£14 p/m)
Access for accountant / bookkeeper
✅
Via accounting package (£14 p/m)
Accounting integrations
✅
€1.50 p/m
Team card and expenditure management
✅
❌
International
Currency exchange at mid rate
At cost
1% increase
Countries available
150+
Only the Netherlands
Currencies available
20+
Only EUR
Security & Support
Deposit guarantee (covered up to)
€100,000
€100,000
24/7 telephone emergency support
✅
Only during office hours
Multilingual customer support
✅
Primarily Dutch-speaking
Rewards
Cashback on card transactions
Unlimited up to 1.0%
❌
This comparison is based on publicly available information as of 6 August 2025. Prices, features, and terms may change. Always consult the provider's website for the most up-to-date information.
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IBAN and card in 1 day
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Why choose GoDutch?
Publicatiedatum:
Last updated:
18 Mar 2026
6 minutes read
The comparison makes it clear that GoDutch is more advantageous and more efficient on several important points for entrepreneurs who value speed, flexibility and automated financial management. For example, the registration process at GoDutch is not only fully digital, but also considerably faster: within 1 day of approval you have an active IBAN and payment card, whereas KNAB takes an average of five working days to process KYC/KYB checks.
Costs
In terms of costs, GoDutch also offers a more attractive entry-level proposition. There are no fixed monthly costs for the Free package, whereas KNAB charges €11 per month as standard after the 12-month starter period for a business account for a BV. Moreover, extra IBANs and payment cards are included with GoDutch at no extra cost, whereas KNAB sets a maximum of five additional payment accounts and does not offer multi-user cards.
Functionality
In terms of functionality, GoDutch comes equipped straight away with smart automations such as automatic invoice processing, VAT recognition and real-time accounting integrations. At KNAB, these functions are only available via an additional accounting package at extra monthly cost. GoDutch also offers extensive team features, with separate payment cards, roles and expense management, which KNAB does not support.
International
Internationally, the difference is just as great. GoDutch supports payments in more than 20 currencies, and transactions to and from 160+ countries at the mid-market rate with no markup. KNAB is limited to euro accounts and charges a 1% exchange-rate markup on foreign payments and withdrawals, while availability for international transactions is more limited.
In addition, GoDutch offers 24/7 telephone support and multilingual customer service, helping entrepreneurs worldwide always have access to help in their preferred language. KNAB, by contrast, only offers telephone availability during office hours and mainly Dutch-language support. All in all, GoDutch makes for a more attractive and more complete alternative to KNAB for many entrepreneurs.
Open your business account in 3 minutes
Want to benefit immediately from smart automation, transparent fees and fast service? Open your business account with GoDutch today. The process is fully digital and takes just 3 minutes.
Fill in your details, complete the identification and receive your IBAN and payment card within 1 day. That way you can start paying invoices, receiving income and automating your administration straight away, without paperwork or unnecessary delays.
