GoDutch App

Go Dutch vs Knab

We have listed the main differences for you, so that you can make the best choice.

€0 fixed costs per month

NL IBAN active in 1 day

Up to 1% cashback on every payment, unlimited

24/7 real people on the phone

Over 20,000 customers manage their money smarter with GoDutch.

Which of the two to choose?

Thomas Vles

Publication date:

28 Nov 2025

Last updated:

18 Mar 2026

6 minutes read

Are you choosing between KNAB or GoDutch for your business account? I started GoDutch because the 'free' offer at KNAB only lasts 12 months: fixed fees after a year, no cashback, and limited team tools. With GoDutch, a modern entrepreneur can open a business account in 1 day that stays free forever and automates your administration. On this page, I compare both accounts for your business.

GoDutch

GoDutch

Knab

Knab

Account

Dutch IBAN

Extra (virtual) IBANs

Free card

Free customer and company research

Open account / onboarding

Fully digital registration process

Registration time

Processing time KYC/KYB

Costs

Fixed costs p/m (starting price)

Cost per SEPA payment

Cost of additional payment account (IBAN)

Cost of additional payment card

Features

Real-time balance insight

Automated invoice processing

Automatic VAT recognition

Access for accountant / bookkeeper

Accounting integrations

Team card and expenditure management

International

Currency exchange at mid rate

Countries available

Currencies available

Security & Support

Deposit guarantee (covered up to)

24/7 telephone support

Multilingual customer support

Rewards

Cashback on card transactions

Unlimited

3 minutes

1 day

€0

€0.12

Free with Unlimited

Free

At cost

150+

20+

€100,000

Unlimited up to 1.0%

Max. 5 payment accounts

5–10 minutes

On average 5 working days

€11

First 500/year free, then €0.10

Free

Free (max. 1 per driver)

Via accounting package (€14/month)

€1.50 p/m

1% increase

Only the Netherlands

Only EUR

€100,000

Only during office hours

Primarily Dutch-speaking

Deze vergelijking is gebaseerd op openbaar beschikbare informatie per 14 juli 2025. Prijzen, functies en voorwaarden kunnen wijzigen. Raadpleeg altijd de website van de aanbieder voor de meest actuele informatie.

More than just a payment account

Useful features

Everything you need to manage your finances as a business owner wisely — from payments to insights.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

What is the difference in value proposition between GoDutch and Knab for business owners?

Which legal forms does Knab accept compared with GoDutch?

How much do Knab Zakelijk Start, Compleet and Premium cost compared with GoDutch?

What does Knab’s 12-month free promotion include?

How many transactions do I get free per year with Knab compared with GoDutch?

What are Knab Income Splitter and VAT Saving?

Is Knab suitable for associations, foundations or general partnerships?

How does GoDutch’s cashback model differ from Knab’s?

Which accounting integrations does Knab offer compared to GoDutch?

Can I get an international payment package with Knab?

How many team cards can I get with Knab compared to GoDutch?

How does Knab score in customer reviews compared with GoDutch?

How do I close my Knab business account and switch to GoDutch?

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.