Go Dutch vs ING
Are you looking to open a business account but are still unsure between GoDutch and ING? On this page, you will discover what the main differences are between the business account offered by GoDutch and a business account from ING. With the comparison on this page, you will gain clear insight into which package best suits your needs and way of doing business. Whether you are looking for low fixed costs, quick onboarding, or smart automation of your administration: we lay out all the relevant facts for you.
Over 20,000 customers manage their money smarter with GoDutch.
GoDutch
ING
Business Account
Dutch IBAN
✅
✅
Extra (virtual) IBANs
Unlimited
€70.80 per year per additional IBAN
Free virtual card
✅
❌
Free physical card
✅
✅
Free customer and company research
✅
❌
Open account / onboarding
Fully digital registration process
✅
❌
Registration time
3 minutes
Processing time KYC/KYB
1 day
A few working days to 2 weeks
Costs
Fixed costs p/m (starting price)
€0
€9.90
Cost per SEPA payment
€0.12
€0.13
Cost of additional payment account (IBAN)
Free
€70.80 per year
Cost of additional payment card
Free
£18 per year per pass
Features
Real-time balance insight
✅
✅
Automated invoice processing
✅
❌
Automatic VAT recognition
✅
❌
Access for accountant / bookkeeper
✅
Limited and for a fee
Accounting integrations
✅
For a fee (€3.25 per month)
Team card and expenditure management
✅
❌
International
Currency exchange at mid rate
At cost
~1.4% exchange rate surcharge
Countries available
150+
Only the Netherlands
Currencies available
20+
Only EUR
Security & Support
Deposit guarantee (covered up to)
€100,000
€100,000
24/7 telephone emergency support
✅
Emergency only
Multilingual customer support
✅
Limited to Dutch and English
Rewards
Cashback on card transactions
Unlimited up to 1.0%
❌
This comparison is based on publicly available information as of 14 July 2025. Prices, features, and terms may change. Always check the provider's website for the most up-to-date information.
Receive a free physical card
IBAN and card in 1 day
Automatiseer je admin
Geld verdienen
Why choose GoDutch?
Publicatiedatum:
Last updated:
18 Mar 2026
6 minutes read
The comparison clearly shows that GoDutch is a more attractive alternative for many entrepreneurs than ING. First of all, the speed of onboarding is an important advantage: with GoDutch you can open a business account fully digitally in just 3 minutes, and receive your IBAN and virtual card within 1 day. With ING, the speed depends on the package and your situation, with new customers often having to make a physical appointment, and the full process sometimes taking weeks.
Costs
Also in terms of costs, GoDutch offers a structural advantage. Where ING charges €9.90 per month as standard after the temporary starter period and asks extra for each additional IBAN, card or accounting integration, these things are included as standard with GoDutch. Even the free package of GoDutch already provides access to a working IBAN, free virtual card, and all essential features for everyday banking.
Functionality
In addition, GoDutch excels in smart digital features that are only available at ING via external integrations or at additional cost. Think of automatic VAT recognition, direct accounting integrations and advanced expense management with team cards and roles. These features not only save entrepreneurs time, but also make it easier to keep on top of the administration.
Finally, GoDutch is clearly stronger for international use. With support for more than 160 countries, more than 20 currencies and foreign exchange at the interbank mid-market rate, GoDutch offers more flexibility than ING, which focuses mainly on the Dutch market and charges a markup on exchange rates for foreign currencies. For entrepreneurs who value speed, transparency and digital efficiency, GoDutch is therefore in many cases the smarter choice.
Open your business account in 3 minutes
Ready to experience the difference? Open your business account with GoDutch today and benefit immediately from smart features, transparent fees and lightning-fast onboarding. Complete your application entirely online in just 3 minutes, without paperwork or hassle. You’ll receive your IBAN and debit card within 1 day, so you can get started straight away. Start today with opening your business current account and discover how simple business banking can be.
