GoDutch App

Go Dutch vs ASN

We have listed the main differences for you, so that you can make the best choice.

€0 fixed costs per month

NL IBAN active in 1 day

Up to 1% cashback on every payment, unlimited

24/7 real people on the phone

Over 20,000 customers manage their money smarter with GoDutch.

Which of the two to choose?

Thomas Vles

Publication date:

28 Nov 2025

Last updated:

18 Mar 2026

6 minutes read

ASN Bank or GoDutch for your business account? I built GoDutch because traditional banks like ASN Bank focus on consumers: slow onboarding, few business tools, no cashback. At GoDutch, as a modern entrepreneur, you get a business account in 1 day, free, with cashback and automatic bookkeeping. Below I compare both accounts so you can see which suits your business.

GoDutch

GoDutch

ASN

ASN

Account

Dutch IBAN

Extra (virtual) IBANs

Free card

Free customer and company research

Open account / onboarding

Fully digital registration process

Registration time

Processing time KYC/KYB

Costs

Fixed costs p/m (starting price)

Cost per SEPA payment

Cost of additional payment account (IBAN)

Cost of additional payment card

Features

Real-time balance insight

Automated invoice processing

Automatic VAT recognition

Access for accountant / bookkeeper

Accounting integrations

Team card and expenditure management

International

Currency exchange at mid rate

Countries available

Currencies available

Security & Support

Deposit guarantee (covered up to)

24/7 telephone support

Multilingual customer support

Rewards

Cashback on card transactions

Unlimited

3 minutes

1 day

€0

€0.12

Free with Unlimited

Free

At cost

150+

20+

€100,000

Unlimited up to 1.0%

15 minutes

approximately 2 weeks

€10.70

€0.15

Not possible

€1.75 per month

✅ Up to 8 authorised signatories

Course storage

Only the Netherlands

Only EUR

€100,000

Only during office hours

Dutch only

Deze vergelijking is gebaseerd op openbaar beschikbare informatie per 14 juli 2025. Prijzen, functies en voorwaarden kunnen wijzigen. Raadpleeg altijd de website van de aanbieder voor de meest actuele informatie.

More than just a payment account

Useful features

Everything you need to manage your finances as a business owner wisely — from payments to insights.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

What are the main differences between GoDutch and ASN Bank for entrepreneurs?

How long does it take to open a business account with ASN compared to GoDutch?

How much does a business account cost at ASN Bank compared with GoDutch?

Which digital features does GoDutch offer compared with ASN Bank?

How does GoDutch's international offering compare with that of ASN Bank?

What cashback does GoDutch offer compared with ASN Bank?

How does GoDutch's customer service differ from that of ASN Bank?

What is the difference between ASN Self-employed Payments and ASN SME Account?

What changes after the merger of ASN with RegioBank for business customers?

What legal forms does GoDutch accept compared with ASN Bank?

How much do you pay for KYC customer due diligence at ASN Bank compared with GoDutch?

How sustainable is GoDutch compared with ASN Bank?

How do I close my ASN Bank business account and switch to GoDutch?

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.