Go Dutch vs ASN
Are you an entrepreneur looking for a new business account? On this page, we show you why GoDutch is a more attractive alternative for many entrepreneurs compared to traditional banks like ASN Bank. As an innovative digital provider, we combine smart technology with transparency and user-friendliness, allowing you as an entrepreneur to save both time and money. Whether you value quick onboarding, low transaction costs, or smart automation: we lay out the facts for you.
Over 20,000 customers manage their money smarter with GoDutch.
GoDutch
ASN
Business Account
Dutch IBAN
✅
✅
Extra (virtual) IBANs
Unlimited
❌
Free virtual card
✅
❌
Free physical card
✅
✅
Free customer and company research
✅
€1.50 to €5 per month
Open account / onboarding
Fully digital registration process
✅
✅
Registration time
3 minutes
Processing time KYC/KYB
1 day
approximately 2 weeks
Costs
Fixed costs p/m (starting price)
€0
€10.70
Cost per SEPA payment
€0.12
€0.15
Cost of additional payment account (IBAN)
Free
Not possible
Cost of additional payment card
Free
€1.75 per month
Features
Real-time balance insight
✅
✅
Automated invoice processing
✅
❌
Automatic VAT recognition
✅
❌
Access for accountant / bookkeeper
✅
✅ Up to 8 authorised signatories
Accounting integrations
✅
✅
Team card and expenditure management
✅
Only extra passes, no management
International
Currency exchange at mid rate
At cost
Course storage
Countries available
150+
Only the Netherlands
Currencies available
20+
Only EUR
Security & Support
Deposit guarantee (covered up to)
€100,000
€100,000
24/7 telephone emergency support
✅
Only during office hours
Multilingual customer support
✅
Dutch only
Rewards
Cashback on card transactions
Unlimited up to 1.0%
❌
This comparison is based on publicly available information as of 7 August 2025. Prices, features and terms may change. Always consult the provider's website for the most up-to-date information.
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Why choose GoDutch?
Publicatiedatum:
Last updated:
18 Mar 2026
6 minutes read
The comparison between GoDutch and ASN Bank shows clear differences that can be decisive for many entrepreneurs. Below we explain the main distinguishing factors, based on the data from the comparison table.
Onboarding
First, GoDutch is demonstrably faster in onboarding. Whereas ASN Bank applies a processing time of around 2 weeks for customer due diligence (KYC/KYB), your account at GoDutch is activated within 1 day. The registration process is also faster and simpler: you can complete sign-up with GoDutch in 3 minutes, fully digitally, without paperwork.
Costs
In terms of costs, GoDutch is more transparent and more affordable. At ASN Bank you pay €10.70 per month for a business account, with additional monthly costs for customer due diligence (€1.50 to €5). At GoDutch you start with a free package without hidden costs. SEPA payments cost €0.12 at GoDutch, while ASN charges €0.15 per payment.
Digital support
Functionally, GoDutch offers considerably more digital support. Think automatic invoice processing, automatic VAT recognition and expense management for teams. Features that ASN Bank currently does not offer. Whereas ASN limits itself to basic functionalities via Online Banking, GoDutch offers an integrated platform where administration, payments and collaboration come together centrally.
International
Internationally too, GoDutch has a broader reach. You can bank in 160+ countries, in more than 20 currencies, with currency exchange at the mid-market rate. ASN Bank supports euro accounts only and is available only to companies established in the Netherlands. In addition, ASN charges exchange mark-ups on payments in foreign currencies.
Cashback
Finally, GoDutch is the only one in this comparison to offer cashback on card payments, namely up to 1.0%. ASN Bank has no form of reward or incentive for payment behaviour. GoDutch also has broader customer service: 24/7 support via multiple channels and in multiple languages, whereas ASN Bank limits itself to telephone support during office hours and only in Dutch.
In conclusion: GoDutch offers a fast, flexible and cost-conscious solution for entrepreneurs who want to bank efficiently. The combination of smart features, international options and customer-focused support makes it an attractive alternative for many businesses to ASN Bank's business accounts.
Open your business account in 3 minutes
Ready to do business smarter? With GoDutch, you can open your business account fully digitally in just 3 minutes. No paperwork, no hassle; just have your ID ready and answer a few short questions.
After you sign up, we process your application straight away. Within 1 day, you’ll receive a working Dutch IBAN and digital payment card, so you can get started immediately. You can deposit money straight away, send invoices, create cards for your team and collaborate in one clear platform.
Don’t wait any longer. Join the thousands of entrepreneurs already saving time and money with GoDutch today. Open your business account now: fast, digital and with no fixed fees.
