GoDutch App

Go Dutch vs ABN AMRO

We have listed the main differences for you, so that you can make the best choice.

€0 fixed costs per month

NL IBAN active in 1 day

Up to 1% cashback on every payment, unlimited

24/7 real people on the phone

Over 20,000 customers manage their money smarter with GoDutch.

Which of the two to choose?

Thomas Vles

Publication date:

28 Nov 2025

Last updated:

18 Mar 2026

6 minutes read

Are you deciding between a business account with ABN AMRO or GoDutch? I started GoDutch after getting stuck myself with major banks like ABN AMRO: weeks of waiting, high costs and no flexibility. With GoDutch, as a modern entrepreneur you can open a business account in 1 day, free of charge, with automatic administration. On this page, both options are compared honestly so you can see which account suits your business.

GoDutch

GoDutch

ABN AMRO

ABN AMRO

Account

Dutch IBAN

Extra (virtual) IBANs

Free card

Free customer and company research

Open account / onboarding

Fully digital registration process

Registration time

Processing time KYC/KYB

Costs

Fixed costs p/m (starting price)

Cost per SEPA payment

Cost of additional payment account (IBAN)

Cost of additional payment card

Features

Real-time balance insight

Automated invoice processing

Automatic VAT recognition

Access for accountant / bookkeeper

Accounting integrations

Team card and expenditure management

International

Currency exchange at mid rate

Countries available

Currencies available

Security & Support

Deposit guarantee (covered up to)

24/7 telephone support

Multilingual customer support

Rewards

Cashback on card transactions

Unlimited

3 minutes

1 day

€0

€0.12

Free with Unlimited

Free

At cost

150+

20+

€100,000

Unlimited up to 1.0%

Maximum 3

10 minutes

3–7 working days

From €9.90

€0.12–0.15

€66 per year per account

€18 per year per card

For a fee (€12 p/y)

For a fee

~1.2% increase

Only the Netherlands

Only EUR

€100,000

Only in emergencies

Only Dutch/English

Deze vergelijking is gebaseerd op openbaar beschikbare informatie per 14 juli 2025. Prijzen, functies en voorwaarden kunnen wijzigen. Raadpleeg altijd de website van de aanbieder voor de meest actuele informatie.

More than just a payment account

Useful features

Everything you need to manage your finances as a business owner wisely — from payments to insights.

FAQ

Frequently asked questions

Discover answers to frequently asked questions about our products and services.

What are the key differences between GoDutch and ABN AMRO for entrepreneurs?

Which ABN AMRO package suits which type of entrepreneur?

How does Volop Ondernemen Slim compare with the GoDutch Free package?

Is Volop Ondernemen Ambitious more interesting than GoDutch Pro?

When do you pay customer due diligence costs at ABN AMRO?

What is the Volop Ondernemen Grenzeloos package and when is it useful?

Does ABN AMRO offer a special package for medical professionals?

How long does it take to open a business account with ABN AMRO?

Do I get standard cashback on business expenses at ABN AMRO?

What automations does GoDutch offer over ABN AMRO?

How much do extra IBANs and debit cards cost at ABN AMRO?

How does GoDutch's customer service differ from that of ABN AMRO?

How do I close my ABN AMRO business account and switch to GoDutch?

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.

Thomas Vles

Founder & CEO

Thomas Vles is the founder and CEO of GoDutch, where he works on creating a fairer and more transparent banking experience for entrepreneurs. With his fintech background, he develops solutions that make doing business easier.