Prices for a business account for your BV
Open a business account for your private limited company in 3 minutes and be up and running within 1 day. Start for free, unlimited cashback and 24/7 support.
4.8/5
Free
For newly established private limited companies that want to get started quickly
€0
/ month
1 virtual Mastercard: for your first business expenses
Pay and receive worldwide
No startup or monthly fees: open your BV with zero bank charges
Starter
Most chosen by BVs
For private limited companies that want to save time and money
€12
per month
Everything from Free +
Add accountant or tax adviser: for VAT and corporation tax return
Automated invoice payments: suppliers, SaaS, fixed costs
Accounting integration: Exact, Twinfield or Moneybird
Pro
For limited companies with a team and more card spending
€29
/ month
Everything in Starter +
Up to 10 team members with expense control: director-major shareholder (DGA), employees and accountant
10 physical + 10 virtual cards: a card for every team member or cost item
10 virtual IBANs: pots per project or cost centre
0.5% cashback on all card spend
25 automatic invoice payments per month
Unlimited
For fast-growing private limited companies and finance teams
€49
/ month
Everything from Pro +
international B2B invoices automatically to customers
Interest on your balance: earn on CT reserves and working capital
Unlimited team members, IBANs and invoice payments
1.0% cashback on all card spend
Full API access
Personal account manager
The business account for your BV that works with you
Everything your BV needs to easily manage payments, cards and expenses. All in one place.
Private limited company account within 1 day
In 3 minutes you can open a business account for your BV, and within 1 day you can send and receive payments.
Let your account do the work
GoDutch automates your financial administration, from incoming invoices to expense management. You focus on doing business, we take care of the rest.
Give employees freedom without losing control
Issue cards to colleagues from your business account and keep control over spending, without the hassle of expense claims.
Link your accounting software
Connect GoDutch to your accounting software and automate your admin. Fewer errors, less work, more clarity.
Super-fast payments and transfers from your private limited company (BV) bank account
With SEPA Instant, you can quickly and reliably manage all your payments, including bulk payments and direct debits, in one place.
Payments in seconds
With GoDutch, your payments are transferred in a matter of seconds. No more waiting times, instant transfers ensure that your money is directly in the right account.
Hundreds of payments at once
Bulk transfers of up to 1,000 transactions per file, ideal for paying out salaries from your BV and processing orders from your accounting software.
Collect payments automatically from your customers
GoDutch supports automatic direct debits, both B2B and Core. Simple, secure and reliable for all your business collections.
FAQ
Frequently asked questions about a business account for your BV
Whether you want to know if a business account is mandatory for your BV, what it costs or how quickly you can get started: you will find the answers here.
Is GoDutch suitable for my BV?
Yes, GoDutch is pre-eminently suitable for a BV. A business account is legally required for your BV and with GoDutch you open one that is tailored to how a BV works: with automatic invoice processing, accounting integrations and payment cards for your team.
You get a Dutch IBAN, virtual and physical payment cards, real-time insight into your finances and 24/7 personal support. Whether you have just set up a BV or have been in business for years, you will be operational within 1 day with GoDutch.
Can I open a business account for multiple companies?
Yes, you can open a business account for multiple companies with GoDutch. In the app, you can easily switch between your different accounts without having to log in again. This is ideal if, in addition to your BV, you also have a holding company or run multiple BVs. Each account has its own IBAN, its own users and its own settings, but you manage everything from a single overview.
Is a business account mandatory for a BV?
Yes, a business account is legally required for a BV. As a legal entity, a BV must keep its financial records separate from private ones. This means you need a business IBAN in the name of your BV. Without a business account, you cannot reclaim VAT, maintain proper bookkeeping, and you will run into issues during audits by the Tax Authority.
As a director-major shareholder (DGA), you are personally responsible for this. The sooner you arrange this, the less risk you run. At GoDutch, you can open a business account for your BV in 3 minutes and be operational within 1 day.
What are the benefits of a business account for a BV?
The benefits of a business account for a BV at GoDutch are built on what BV owners miss most at traditional financial institutions: speed, automation and fair costs. These are the main benefits:
Legally required and arranged instantly: opened in 3 minutes, operational within 1 day.
Get started for free with a Dutch IBAN and virtual debit card.
Automate invoice processing: recognise, match and pay incoming invoices without manual work.
Direct integration with accounting software such as Exact Online, Twinfield or Moneybird.
Debit cards for your team with individual limits and real-time spending control.
Create pots for corporate income tax (VPB), VAT (BTW) or other reserves.
Up to 1.0% unlimited cashback on all your card spending and profit sharing.
24/7 personal support from real people, no bots.
As a BV owner you are an entrepreneur, not an administrator. Yet every month hours are lost retyping invoices, searching for receipts and importing bank statements. GoDutch takes that off your hands, so you can focus on growth and clients.
Can I open a business account for my BV for free?
Yes, you can open a business account for your BV for free at GoDutch. The free plan is not a trial but a full business account, forever. This is what you get immediately:
Dutch IBAN in the name of your BV.
Virtual Mastercard debit card to pay online immediately.
Send and receive SEPA payments.
Real-time insight into your income and expenses.
24/7 personal support from real people.
Do you want more, such as automatic invoice processing, accounting integrations, team cards, or cashback? Then you can choose a paid plan starting from €12 per month. Especially for newly established BVs with limited payment transactions, the free plan is a strong start. You only pay for what you actually use and scale up when you are ready.
How much does a business account for a BV cost at GoDutch?
A business account for your BV with GoDutch starts for free. You can get started right away without fixed monthly costs. Would you like more automation and team features? Then choose a paid package:
Free (€0/mo): IBAN and virtual payment card for newly incorporated BVs that want to start quickly.
Starter (€12/mo): accounting integrations, automated invoice payments and add an accountant. Ideal for BVs that want to automate their administration.
Pro (€29/mo): up to 10 team members, 10 physical and virtual cards, 0.5% cashback. For BVs with employees and growing expenses.
Unlimited (€49/mo): unlimited everything, 1.0% cashback and a dedicated account manager. For fast-growing BVs and finance teams.
In addition, you pay €0.12 per SEPA transfer, and card payments in the eurozone are free. No hidden fees or small print. You only pay for what you actually use.
Can I open a business account for my Dutch BV online?
Yes, you can open a business account for your BV completely online at GoDutch. You only need a Chamber of Commerce registration and a valid passport or driving licence. No paper forms, no physical appointments.
For a BV, registration through a notary is required before you can open a business account. Once that is sorted, you fill out the application within 3 minutes and you are operational within 1 day. At many traditional financial institutions, this takes weeks or months, with piles of paperwork and repeated requests for information. At GoDutch, it is sorted on the same day.
How long does it take to open a business account for a BV?
Opening a business account for your BV at GoDutch takes just 3 minutes. You complete the application entirely online and within 1 day you will receive your Dutch IBAN and virtual Mastercard debit card. If you choose a paid package, you will also receive a physical Mastercard debit card.
At traditional financial institutions, opening a business account for a BV can take weeks or even months. Piles of paperwork, repeated requests for information and endless waiting for approval.
Meanwhile, you cannot receive payments, send invoices and your entire business operations are at a standstill. As a director and major shareholder (DGA), you feel that delay immediately, every day without a BV account is a day without turnover. With GoDutch, that is a thing of the past.
How do I open a business account for my PLC?
You open a business account for your BV with GoDutch in three simple steps:
Start the application: answer a few short questions about your BV and identify yourself with your passport or driving licence via the camera.
We process your application: within 1 day you will receive your Dutch IBAN and virtual debit card. If any extra information is required, we will contact you.
Get started: deposit money into your BV account, invite your team, and create debit cards instantly.
The condition is that your BV is registered with the Chamber of Commerce (KvK) via the notary. As soon as that is finalised, the application with GoDutch takes only 3 minutes. No paperwork, no physical appointments, no waiting times.
How do I automate the invoice processing of my BV?
With the GoDutch business account, you fully automate the invoice processing of your BV (Ltd).
Here is what you can automate:
Automatically recognise incoming invoices and match them with payments.
Have invoices automatically executed on the correct date.
Scan receipts and link them to transactions.
Sync everything instantly with your accounting software.
This saves you hours per month and prevents duplicate or missed payments. Your accounts are simply correct, which gives peace of mind. Because let's be honest: as a BV owner, you probably spend more time typing out invoices and searching for receipts than you would like.
Every mistake costs you money, trust, or both. And during quarterly closing or a tax audit, you don't want to have to search for missing proof. GoDutch ensures that your records are in order, so you can focus on your clients and your business.
How do I link my BV account to my accounting software?
You copy your BV account at GoDutch to your accounting software in just a few clicks. We support direct integrations with, among others:
Exact Online
Twinfield
Moneybird
Quickbooks
e-Boekhouden
After linking, transactions are automatically synchronised. You never have to manually export, import or check transactions again. Fewer errors, lower accounting costs and more time to focus on your business.
This is especially valuable for a BV: your director-major shareholder (DGA), accountant and any controller work with the same real-time data. No more loose CSV files, no stress during the quarterly closing, and no surprises with the annual accounts. Everything is correct, always.
Can I request multiple debit cards for my BV account?
Yes, you can request virtual and physical Mastercard debit cards for your BV account. How many depends on your package:
Free: 1 virtual Mastercard.
Starter: 1 virtual and 1 physical Mastercard.
Pro: up to 10 virtual and 10 physical Mastercards.
Unlimited: unlimited virtual and physical Mastercards.
Give each employee their own card with their own limits, labels and rules. This way, as a DGA you maintain complete control over who spends what and you see all expenses in real-time in the app. No more chasing receipts, no more paying in advance from private accounts and no more claims hassle.
This is especially valuable for BVs that are just starting out: applying for a credit card at traditional financial institutions often fails as a starter. At GoDutch, you can create debit cards for your team immediately, without any waiting time.
Can I add multiple users to my BV account?
Yes, you can add multiple users to your business account with GoDutch. You manage the roles and permissions of each user yourself.
The number of users depends on your plan:
Free: owner only.
Starter: 1 additional user and 1 accountant access.
Pro: up to 10 team members and unlimited accountant access.
Unlimited: everything unlimited.
This way, you as director/major shareholder give your employees, bookkeeper or controller exactly the access they need. Your office manager can prepare payments, your bookkeeper has real-time insight and your accountant views the quarterly figures. All from the same environment, without separate exports or additional authorisations.
As a Dutch Ltd (BV) owner, how do I set aside money for Corporation Tax (VPB) and VAT (Btw)?
With the GoDutch business account, you, as a BV owner, can easily set aside money for corporate income tax (VPB) and VAT via virtual IBANs and automated pots.
Here is how it works:
Create pots for corporate income tax reservations, VAT, or salary budgets.
Incoming amounts are automatically split and set aside.
You always see what your BV can genuinely spend, separate from your reservations.
Real-time alerts keep you informed about threshold amounts.
As a director-major shareholder (DGA), the responsibility for the figures rests entirely on your shoulders. A forgotten VAT payment or an unexpected corporate income tax assessment affects not only your BV, but also you personally as a director.
With the GoDutch pots, you always know exactly what has been set aside. No race against the clock at the end of the quarter, no surprises with the annual accounts.
Which business account do I need for my legal structure?
The business account you need depends on your legal form. In addition to the BV account, you can also choose from accounts for other legal forms at GoDutch:
Sole trader or freelancer: ZZP account.
Growing company with team: SME account.
General partnership: VOF account.
Multiple subsidiaries: Holding account.
Apartment owners: VvE account.
Non-profit or charity: foundation account.
Also check out the full overview on our page about business accounts. Not sure which account suits you? Our team will be happy to help.
